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blayne2011
Level 1

Can I claim interest on a mortgage in my girlfriend's name if I'm claiming her and I pay all mortgage payments?

 
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macuser_22
Level 15

Can I claim interest on a mortgage in my girlfriend's name if I'm claiming her and I pay all mortgage payments?

You can only claim the mortgage interest if  the following conditions are met:

 

1) You are legally liable to pay the mortgage.

       a) Your name is on the mortgage loan as a responsible party.

OR b) Your name is on the title of the property that could be foreclosed if the mortgage is not paid.

 

Lacking that then your paying the mortgage is simply a non-reportable gift to your GF.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**

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3 Replies
xmasbaby0
Level 15

Can I claim interest on a mortgage in my girlfriend's name if I'm claiming her and I pay all mortgage payments?

No.  If the mortgage and/or deed are not in YOUR name you cannot claim the interest.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
macuser_22
Level 15

Can I claim interest on a mortgage in my girlfriend's name if I'm claiming her and I pay all mortgage payments?

You can only claim the mortgage interest if  the following conditions are met:

 

1) You are legally liable to pay the mortgage.

       a) Your name is on the mortgage loan as a responsible party.

OR b) Your name is on the title of the property that could be foreclosed if the mortgage is not paid.

 

Lacking that then your paying the mortgage is simply a non-reportable gift to your GF.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**

View solution in original post

blayne2011
Level 1

Can I claim interest on a mortgage in my girlfriend's name if I'm claiming her and I pay all mortgage payments?

thank you!

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