Can I claim cobra premiums while on medical leave ?

[pamgobears]

Do COBRA premiums count as medical expenses?

[Mike9241]

yes. medical insurance

[MinhT1]

Yes, Cobra premiums can be claimed as Medical expenses.

You can claim all medical and dental bills, prescription drugs and health insurance premiums paid out-of-pocket as Medical Expenses in Schedule A - Itemized Deductions.

The IRS has an extensive list of what you can and can’t deduct.

For tax year 2025, Medical Expenses are subject to the 7.5% rule and you can only claim the excess over 7.5% of your Adjusted Gross Income.

Please note that Itemized Deductions will only benefit your taxes when they exceed your standard deduction.

For tax year 2025, standard deductions are:

• $31,500 for married couples whose filing status is “married filing jointly” and surviving spouses;
• $15,750 for singles and married couples whose filing status is “married filing separately”; and
• $23,625 for taxpayers whose filing status is “head of household.”

The additional standard deduction for a blind taxpayer—i.e. a taxpayer whose vision is less than 20/200— and for a taxpayer who is age 65 or older at the end of the year is for each instance:

• $1,600 for married individuals; and
• $2,000 for singles and heads of household.

Here's how to enter your medical expenses in TurboTax:

1. Open or continue your return.
2. Navigate to the Schedule A section:

• TurboTax Online/Mobile: Go to Schedule A.
• TurboTax Desktop: Search for Schedule A and then select the Jump to link.