Can HSA contributions be used to pay dental and orthodontist?

[MartinW · Accepted solution]

Hi jaehnend,

You can receive tax-free distributions from your HSA to pay or be reimbursed for qualified medical expenses you incur after you establish the HSA.

Qualified medical expenses.   Qualified medical expenses are those expenses that would generally qualify for the medical and dental expenses deduction. These are explained in Publication 502, Medical and Dental Expenses.

http://www.irs.gov/publications/p969/ar02.html#en_US_2013_publink1000204081

Dental Treatment

You can include in medical expenses the amounts you pay for the prevention and alleviation of dental disease. Preventive treatment includes the services of a dental hygienist or dentist for such procedures as teeth cleaning, the application of sealants, and fluoride treatments to prevent tooth decay. Treatment to alleviate dental disease include services of a dentist for procedures such as X-rays, fillings, braces, extractions, dentures, and other dental ailments.

http://www.irs.gov/publications/p502/ar02.html#en_US_2013_publink1000178923

Q. Can I use my HSA to pay for dental expenses and orthodontics?
A. Yes, but remember these expenses may not apply to your health insurance deductible.

http://www.healthequity.com/HealthAccounts/HSA/HSAFAQ.aspx

I hope this resolves your question. If you need further help with this issue, please respond to this post.

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