Are after retirement medical insurance premiums deductible?

[rlfcatfan]

I retired in 2018.  I write a check for $1000 a month for health insurance provided by my previous employer.  This is paid after tax.  I received a 1095-C from them.  It has box 14 for all 12 months marked as 1G.  Is this tax deductible as a medical expense?

[DawnC · Accepted solution]

Yes, if you itemize deductions on your tax return.  Health insurance premiums that you pay out of pocket (post-tax) are an itemized medical expense deduction.    Medical, dental, and vision expenses are reported on Schedule A and entered in the Deductions & Credits section.   You do not enter the 1095-C on your return; keep it with your records.  

1. With your return open, search for Schedule A and then select the Jump to link in the search results.
2. Answer Yes on the Did you spend more than $3,000 on medical expenses in 2020? screen.
3. Enter your medical expenses, starting with prescriptions, on the following screens.

• What kinds of medical expenses are deductible?