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New Member

Adult daughter lives at my home, can she deduct the mortgage interest if the house is in my name?

She paid the monthly mortgage and I did not work for the year
4 Replies
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Level 15

Adult daughter lives at my home, can she deduct the mortgage interest if the house is in my name?

Unless your daughter is on the deed or the mortgage then no, she cannot deduct the mortgage interest on her tax return.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
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New Member

Adult daughter lives at my home, can she deduct the mortgage interest if the house is in my name?

Thank you so much for answering my Qs xmasbaby0. 

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Level 13

Adult daughter lives at my home, can she deduct the mortgage interest if the house is in my name?

<<Unless your daughter is on the deed or the mortgage...>>

 

Daughter must be on the deed in order for her to deduct mortgage interest.

 

Per the IRS:

You can deduct home mortgage interest if all the following conditions are met.

You file Form 1040 and itemize deductions on Schedule A (Form 1040).
The mortgage is a secured debt on a qualified home in which you have an ownership interest.

https://www.irs.gov/publications/p936

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Level 12

Adult daughter lives at my home, can she deduct the mortgage interest if the house is in my name?

If she is not a legal owner of the home she cannot deduct the interest.