Am I suppose to have a form for the Michigan mortgage credit ?

[KathrynG3 · Accepted solution]

Yes. The Michigan State Housing Development Authority [MSHDA] has a website with more details.

One of their brochures answers: Where can I get a mortgage credit certificate?

Many banks, credit unions and mortgage companies participate in the MCC program. A list is available on the MSHDA Web site at michigan.gov/ mshda. Contact a participating lender to apply for the credit certificate. This is done at the same time a mortgage loan application is made.