Catch-Up Provision for Self-Employed Individual or Roth 401(k) Plans - "Super" Catch-up Provision ages 60 to 63 from $7,500 to $11,250

[BevW]

I read the following in an article below on catch-up ("super") contributions for a Self-Employed Individual 401(k) plan and it is not being referenced in the 2025 TurboTax Desktop version. Will this be reflected in an update to TurboTax before the filing date?

401(k) contribution limits for 2025

The 401(k) contribution limit for 2025 is $23,500 for employee salary
deferrals, and $70,000 for the combined employee and employer
contributions. If you're age 50 to 59 or 64 or older, you're eligible
for a catch-up contribution up to an additional $7,500. Those
between ages 60 and 63 are eligible to contribute up to $11,250 as
a "super" catch-up contribution in lieu of the $7,500, if your plan
allows. This means those 50 to 59 or 64 or older are able to
contribute up to $31,000 in 2025 and those 60 to 63 are able to
contribute up to $34,750 in 2025, if your plan allows. Depending on
your plan, you may be able to make post-tax contributions beyond
the pretax and Roth contribution limit but less than the combined
employee and employer contribution limit to invest even more for
retirement. Total contributions cannot exceed your annual eligible
compensation at the company that sponsors your plan. Check with
your plan sponsor to see what catch-up contributions are available
to you.

[PatriciaV]

Yes, the retirement income section of TurboTax has not been finalized. You might check back after January 23, 2026, to see if the 401K contribution limits have been updated. Be sure to run all updates when you open TurboTax Desktop.

[Mdlotts]

Hello - I am having the same issue with retirement contribution limit "super catchup" limit. I was 63 all year long in 2025 (born on 01 Jan) and Turbo Tax is limiting my deduction to $31,000 vice my actual and correct limit of $34,750.  Turbo Tax calls out the correct limits in writing but not correctly calculating, maybe reading my age incorrectly? Btw, my birthday is correct.

When will this issue get fixed? 

[AmyC]

I created a tax return using Jan 1, 1962 as the date of birth. and was able to  to add the ROTH 401k with the catch up as a SEP IRA. I went through the review section with no error.

Since you started earlier, you could have a piece of data stuck and  need to clear your cache (that is, remove these temporary files).

Online version:

1. Delete the Keogh/ SEP worksheet see How to Delete  
2. Log out of your return and try one or more of the following:
   • Don't use Internet Explorer.
   • Clear cache and cookies,
   • Sign in using a different browser.
   • Sign in using a different device.
3. Log back into your return.
   • Enter the information again.

Desktop version: 

1. Delete the Keogh /SEP worksheet
2. Save your return while closing the program.
3. Update the program
4. Open
5. Enter the information again.

@Mdlotts