Jan premium paid for 2026 in 2025 - Self Employed

Forum|Forum|2 months ago
March 24, 2026
1 reply
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I am self employed with a small part time job and pay my own health ins premiums. In 2025 I qualified for a small govt subsidy but had to pay some of it back. I know where that was calculated on form 8962. I entered all the information from the form 1095A into turbo tax. I see the premiums paid from the 1095A and the repayment of the subsidy is on line 17 of schedule 1. I also paid a big unsubsidized Health care ins premium for January 2026 in Dec 2025. Where do I add the Dec payment for Jan to increase my self employment health ins deduction credit. I am not filing schedule A to itemize health ins.? To I manually add it to schedule 1, line 17's number???

Best answer by MinhT1

In TurboTax, you enter your health insurance premiums in the Business Expenses section of your business.

The deduction is limited to the amount of net income (profit) of your business.

Go to Business Expenses > Other Common Business Expenses > Health Insurance Premiums.

TurboTax will transfer the amount to Part II line 17 of Schedule 1 of form 1040 (self-employed health insurance deduction).

MinhT1Answer

Level 15

In TurboTax, you enter your health insurance premiums in the Business Expenses section of your business.

The deduction is limited to the amount of net income (profit) of your business.

Go to Business Expenses > Other Common Business Expenses > Health Insurance Premiums.

TurboTax will transfer the amount to Part II line 17 of Schedule 1 of form 1040 (self-employed health insurance deduction).

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gk5040Author

Level 4

Thank you so much for your quick reply, I truly appreciate the help, it took a few minutes to find where to add that insurance premium but I found it! I dont claim many, if any expenses, with my part time job, too afraid of the IRS:) Since health ins is so outrageous this is the one thing I do claim, my husband retired early so we do not qualify for medicare yet. I was thinking I had to manually add it in a form not realizing there was a place to add it in the Easy Steps. I am grateful for your help. I understand and know I can not include it next year. I make very little in my part time job. Without the govt subsidy, our health Ins costs more than double what I make in my little side job. Next year my health premiums will be more than double what I make, so actually this helps me this year because next year I wont be able to declare it all for the self employed health ins deduction. Thank you again....this increased my refund $630