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Level 1
March 25, 2026
Solved

I entered my self employed health care premiums as an expense and they are not showing up on my Schedule 1 line 17, why?

  • March 25, 2026
  • 2 replies
  • 108 views
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Best answer by VolvoGirl

Expert Reviewed

Self-employed health insurance deduction goes on Schedule 1 line 17 (which goes to 1040 line 10), as long as the expense is not greater than your net self-employment income. If it does exceed your net self-employment income it gets split automatically. An amount equal to your net self-employment income goes on Schedule 1 and the remainder gets added in to medical expenses on Schedule A. Medicare plan B payments are qualified as Self-employed medical insurance premiums and should be entered under Business instead of in the SSA-1099 Social Security Benefits section.


It will not show up on Schedule C and not reduce any SE Tax on a net profit. It does reduce your 1040 total income for the regular income tax.

2 replies

Level 15
March 25, 2026

Perhaps it is not found there because the deduction exceeds the earned income from your business.

 

This TurboTax Help states:

 

The deduction cannot exceed the earned income you collect from your business.

 

For example, if your self-employment activity is a sole proprietorship that generated a tax loss for the year, you are not allowed to claim the deduction because the business did not generate any positive earned income.

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VolvoGirl
VolvoGirlAnswer
Level 15
March 25, 2026

Expert Reviewed

Self-employed health insurance deduction goes on Schedule 1 line 17 (which goes to 1040 line 10), as long as the expense is not greater than your net self-employment income. If it does exceed your net self-employment income it gets split automatically. An amount equal to your net self-employment income goes on Schedule 1 and the remainder gets added in to medical expenses on Schedule A. Medicare plan B payments are qualified as Self-employed medical insurance premiums and should be entered under Business instead of in the SSA-1099 Social Security Benefits section.


It will not show up on Schedule C and not reduce any SE Tax on a net profit. It does reduce your 1040 total income for the regular income tax.