topic Can you deduct dental insurance premiums with standard deduction when self employed (sole proprietor)? in Self employed

Can you deduct dental insurance premiums with standard deduction when self employed (sole proprietor)?

John Doe — Tue, 03 Feb 2026 14:02:21 GMT

I've added a 1095-A from MA Health Connector. It explicitly says it only includes the healthcare premiums. However, I also have dental insurance that I got through MA Health Connector. The problem I'm having is that I do not see a way to enter it when utilizing the standard deduction. I could be mistaken, but turbotax seems to suggest you can deduct dental insurance as well, while using standard deduction, on this page, under section "Deducting health insurance premiums": https://turbotax.intuit.com/tax-tips/home-ownership/deducting-health-insurance-premiums-if-youre-self-employed/L6bRhLaVE

Re: Can you deduct dental insurance premiums with standard deduction when self employed (sole proprietor)?

DoninGA — Sun, 02 Feb 2025 00:05:28 GMT

All medical expenses are entered on Schedule A as an itemized deduction.

Re: Can you deduct dental insurance premiums with standard deduction when self employed (sole proprietor)?

John Doe — Sun, 02 Feb 2025 00:42:04 GMT

@DoninGA I don't believe what you're saying is accurate/relevant to my question. See the link I posted from TurboTax. Quoting here, bolding extra relevant parts.

Deducting health insurance premiums
If you are self-employed, you may be eligible to deduct premiums that you pay for medical, dental and qualifying long-term care insurance coverage for yourself, your spouse and your dependents.

This health insurance write-off is entered on Part II of Schedule 1 as an adjustment to income and transferred to page 1 of Form 1040, which means you benefit whether or not you itemize your deductions.
Unlike an itemized deduction, this deduction treatment is beneficial because it lowers your adjusted gross income (AGI).
Having lower AGI can reduce the odds that you’ll be affected by unfavorable phase-out rules that can cut back or eliminate various tax breaks.

Re: Can you deduct dental insurance premiums with standard deduction when self employed (sole pro...

AmyC — Sat, 08 Feb 2025 22:16:44 GMT

Yes, when you are going through your business return, you can enter your additional medical expenses - like dental

provided they meet the requirements.

If you file Sch C, About Schedule C (Form 1040), Profit or Loss from Business IRS. Line 14 is for these benefits.