Using HSA to pay for spouse and son's medical expenses if they're covered under a different HDHP w/ HSA

KLamb317 — Mon, 13 Apr 2020 16:26:50 GMT

My wife and I both have health plans requiring spouse to be covered by their own employer's medical plan if they offer one. So, we each have our own HDHP and associated HSA accounts. In February we had our first child and he was added to my wife's health insurance. With all of the deductible and out of pocket max being billed to us, am I allowed to use MY HSA account to pay for their bills or am I not allowed due to them being covered by her health plan and HSA?

Re: Using HSA to pay for spouse and son's medical expenses if they're covered under a different H...

VictoriaD75 — Mon, 13 Apr 2020 22:15:34 GMT

Yes. All eligible out-of-pocket expenses incurred by you, your spouse and your qualified dependents can be reimbursed from your HSA, even if your spouse and qualified dependents are not enrolled in your employer's health plan.

Pub 969 Tax-Favored Health Plans

topic Using HSA to pay for spouse and son's medical expenses if they're covered under a different HDHP w/ HSA in Other financial discussions

Using HSA to pay for spouse and son's medical expenses if they're covered under a different HDHP w/ HSA

Re: Using HSA to pay for spouse and son's medical expenses if they're covered under a different H...