https://ttlc.intuit.com/community/other-financial-discussions/discussion/roth-conversion-and-pro-rata-rule/01/3709328#M12338 <P>My husband and I are considering converting our remaining 4 Traditional IRA accounts to Roth this year.&nbsp; Two of those accounts are nondeductible accounts (earnings are taxable) and the other two are traditional deductible accounts.&nbsp; We have converted several other IRA accounts to Roth years ago and also have other Roth IRA accounts that were established as Roth.&nbsp; I am assuming that the pro rata rule will apply.&nbsp; But does this rule apply only to the 4 accounts that we are considering converting or do I have to include the previously converted accounts and/or the accounts that were originally started and contributed to as Roth?&nbsp;&nbsp;</P> Fri, 24 Oct 2025 03:33:56 GMT Inspectorth 2025-10-24T03:33:56Z https://ttlc.intuit.com/community/other-financial-discussions/discussion/roth-conversion-and-pro-rata-rule/01/3709328#M12338 <P>My husband and I are considering converting our remaining 4 Traditional IRA accounts to Roth this year.&nbsp; Two of those accounts are nondeductible accounts (earnings are taxable) and the other two are traditional deductible accounts.&nbsp; We have converted several other IRA accounts to Roth years ago and also have other Roth IRA accounts that were established as Roth.&nbsp; I am assuming that the pro rata rule will apply.&nbsp; But does this rule apply only to the 4 accounts that we are considering converting or do I have to include the previously converted accounts and/or the accounts that were originally started and contributed to as Roth?&nbsp;&nbsp;</P> Fri, 24 Oct 2025 03:33:56 GMT https://ttlc.intuit.com/community/other-financial-discussions/discussion/roth-conversion-and-pro-rata-rule/01/3709328#M12338 Inspectorth 2025-10-24T03:33:56Z