Selling same mutual fund in taxable account as Roth

ccthealias — Wed, 11 Feb 2026 03:47:21 GMT

I brought fund x in my Roth IRA on 2/1 and I m looking to sell fund on Monday.

I have the same identical fund in my taxable account and I m looking to see if at a loss after I sell the same fund in my Roth IRA. Since that fund in the Roth IRA was purchased 30 days before the sale of the same fund in the taxable account, would it trigger wash sale if I have sold I already sold it in my Roth IRA before I sell the same fund in my taxable account?

Re: Selling same mutual fund in taxable account as Roth

Bsch4477 — Sun, 11 Feb 2024 21:59:45 GMT

Short answer is that wash sale rules apply to your non retirement transaction whether the funds are in a retirement or non retirement account. Transactions within a retirement account are not reported to the IRS so reporting the wash sale depends on your conscience.

topic Selling same mutual fund in taxable account as Roth in Investing

Selling same mutual fund in taxable account as Roth

Re: Selling same mutual fund in taxable account as Roth