https://ttlc.intuit.com/community/lower-your-debt/discussion/debt-consolidation/01/17542#M499 Hello!<BR />I’m working at paying down all of our credit cards, and was wondering if there are any legitimate companies that truly help consolidate as I pay down. Most articles I’ve read say not to use them. The interest rates are the worst part!<BR />Thanks! Fri, 01 Mar 2019 15:11:01 GMT Kelkanact 2019-03-01T15:11:01Z https://ttlc.intuit.com/community/lower-your-debt/discussion/debt-consolidation/01/17542#M499 Hello!<BR />I’m working at paying down all of our credit cards, and was wondering if there are any legitimate companies that truly help consolidate as I pay down. Most articles I’ve read say not to use them. The interest rates are the worst part!<BR />Thanks! Fri, 01 Mar 2019 15:11:01 GMT https://ttlc.intuit.com/community/lower-your-debt/discussion/debt-consolidation/01/17542#M499 Kelkanact 2019-03-01T15:11:01Z https://ttlc.intuit.com/community/lower-your-debt/discussion/re-debt-consolidation/01/17631#M500 You may be able to transfer debt to a single card with the lowest interest rate. Sometimes there are fees for this, but it is up to each individual lender and there are often periods where it is offered for free with lowered interest on the transferred amounts.<BR /><BR />Another option is talking to your bank directly. They could potentially offer you a personal loan with a lower interest rate than any of your cards, and there are stricter regulations on them than an internet only lender. Fri, 01 Mar 2019 23:53:25 GMT https://ttlc.intuit.com/community/lower-your-debt/discussion/re-debt-consolidation/01/17631#M500 InvestedInMyFinances 2019-03-01T23:53:25Z