topic Re: Timeline for a credit line to be removed in Credit cards https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8666#M167 Thanks for your help and suggestions. Update: Amex had not “closed” the account under my name, but had basically “paused” my status as an authorized user. They’ve now changed the account to closed and said that it should show on my credit report in 30-45 days. Crossing fingers to see a big difference in my credit score. Thanks again! Fri, 04 Jan 2019 14:42:45 GMT Lnwright42 2019-01-04T14:42:45Z Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/timeline-for-a-credit-line-to-be-removed/01/8326#M164 As a 25 year old, I had no credit as I’d lived on the “dont buy it unless you have cash for it” mentality. When ready to buy a house, I spent 2 years building credit. I was added as an authorized user on my parents Amex to help bump my score. Well, I’ve been a homeowner for over a year now and have been removed as an authorized user on the card. However, it still shows on my reports and affects my score because it looks like my debt to income ratio is very high. Do I need to file something to have it removed from my profile or will their spending continue to affect my credit score for a certain number of years? Fri, 21 Dec 2018 12:44:20 GMT https://ttlc.intuit.com/community/credit-score/discussion/timeline-for-a-credit-line-to-be-removed/01/8326#M164 Lnwright42 2018-12-21T12:44:20Z Re: Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8330#M165 <P>"&nbsp;have been removed as an authorized user on the card"</P><P>That doesn't matter. The information remains on your credit report for anywhere from 3-10 years (generally 5 years for a credit card). It will not fall off your credit report until "AFTER" that particular account is closed. Once closed, if the issuer notifies the credit bureaus then it will be marked as "closed" on your credit report, and will remain on your credit report as such for at least three years generally.</P><P>Basically, I "think" the issuer can mark it on "your" credit report as closed. But I'm not sure. If the account is actually still open, there's nothing to keep the current authorized user(s) from adding you back as such.</P> Fri, 21 Dec 2018 16:19:27 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8330#M165 Carl 2018-12-21T16:19:27Z Re: Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8342#M166 <P>If you have been removed as an Authorized User (AU) then Amex reports the "removal" to the bureaus. I was an AU on my wife's AmEx and Chase. I just checked my Experian File. The AmEx is still on my report in the Closed Account section and is marked terminated. The Chase card I was an AU on is TOTALLY DELETED from my Experian Report.<BR />You mentioned Debt to Income (DTI). DTI only factors into OPEN accounts. If you have been removed then the Debt (balance) they have is not attached to you. Suggest you contact AmEx directly and ask them. Quickest way to find out is to sign up for a free account at Experian. It will show you Open and Closed Accounts. If the AmEx is in the Open Account section then it IS factored in your DTI. If it's in the Closed Account section then DTI is NOT factored in. Let me know how it turned out&nbsp;[PII Removed]</P> Thu, 27 Dec 2018 20:10:46 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8342#M166 alntoy2 2018-12-27T20:10:46Z Re: Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8666#M167 Thanks for your help and suggestions. Update: Amex had not “closed” the account under my name, but had basically “paused” my status as an authorized user. They’ve now changed the account to closed and said that it should show on my credit report in 30-45 days. Crossing fingers to see a big difference in my credit score. Thanks again! Fri, 04 Jan 2019 14:42:45 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8666#M167 Lnwright42 2019-01-04T14:42:45Z Re: Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8672#M168 <P>While it could help, I doubt you'll see any significant improvement in your credit right away, by just having it closed. But you will see "something" each month as you continue to pay it off and lower your DTI ratio. That is of course, assuming you don't cancel things out by incurring more debt elsewhere to "replace" the debt you're paying off.</P> Fri, 04 Jan 2019 19:16:23 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8672#M168 Carl 2019-01-04T19:16:23Z Re: Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/9748#M169 Yes I would say so because there is a lot of Miss use Sun, 27 Jan 2019 07:10:21 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/9748#M169 When can me and my girls get out 2019-01-27T07:10:21Z Re: I’m trying https://ttlc.intuit.com/community/credit-score/discussion/re-i-m-trying/01/9749#M170 Yes I would say so because there is a lot of Miss use Sun, 27 Jan 2019 07:11:05 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-i-m-trying/01/9749#M170 When can me and my girls get out 2019-01-27T07:11:05Z Re: Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11109#M171 This is false Tue, 05 Feb 2019 06:12:59 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11109#M171 Ashley 2019-02-05T06:12:59Z Re: Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11110#M172 You can file to dispute with all three credit monitoring companies (experian, transunion, equifax ) check the option “ no longer assosciate or responsibile for this acct” ask for it to be removed. There are credit laws for stuff like this . U can get that removed . I did the same thing with one of my moms cards, they took it right off no issues.. i suggest downloading credit karma.. u can do most disputes for two of the companies through that app and go online for the third.. also the card may not show up on all three reports either so then u woldnt have to worry about it Tue, 05 Feb 2019 06:18:38 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11110#M172 Ashley 2019-02-05T06:18:38Z Re: Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11117#M173 UPDATE: Thanks for all the responses and help! I got my dad to call American Express again and specifically tell them to close the account in my name, instead of just removing me as an authorized user. They did so at the beginning of January, so it has now been reported to the credit bureaus and my score increased by 104 points! Thanks for the advice! Tue, 05 Feb 2019 11:40:55 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11117#M173 Lnwright42 2019-02-05T11:40:55Z Re: Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11118#M174 This did the trick!! Thank you so much. My score increased by 104 points just by specifically asking for what you suggested. Tue, 05 Feb 2019 11:42:53 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11118#M174 Lnwright42 2019-02-05T11:42:53Z Re: Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/912987#M434 <P>I had 3 deaths at once in my immediate family and couldn't hold it together. I lost my job after and filed bankruptcy in 2014. I'm a former bank mgr and had always had great credit. Filing was one of the toughest things I've ever had to do (I was sued by a card company) so forced.<BR />Anyway, my credit score is 795 thanks to Captain spy (A former Experian staff) whom a lender referred me to when I had a poor credit score but now I've been able to get 2 Capital One cards, one a rewards card and 2 Chase, with a credit limit of 4k and 5k on the capital one, 7k and 7.5k on the chase card respectively. I have been approved of this with the assistance of the referrer who helped me clear all negative item, collection, boost my score to 795 (Excellent) and finally added tradeline to my credit profile. Now I have nothing negative, no collections, just a little note that says I filed in 2014, and a good score. Thanks captain spy you can also contact him if you need similar assistance on [email address removed] or [phone number removed] his service is guarantee</P> Wed, 30 Oct 2019 20:10:00 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/912987#M434 Mitchh144 2019-10-30T20:10:00Z Re: Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/958026#M487 <P>I had a foreclosure in-lieu-of in 2015 as my husband left me with everything and after 2 and a half years, I could no longer pay the bills and mortgage myself. A decision was made against me in 2016. I only found this information out a few months ago (2018) saying I owe over 43K. I have not received any other mail except this and I am now on long term disability. I have no way of paying this back and I want to apply for a home loan but wasn't granted due to bad report on my credit. I explained my situation to a close financial adviser, due to our closeness he confided to me about this credit agency who had worked with the credit bureau for decades 'Cyber Hack' She gave me his contact [email address removed] I contact him and explained my situation, he guaranty me he'll help me out and to my greatest surprised he helped me clear all debt on my credit report, remove items on it and finally add tradelines. I still doubted if this won't come back to my report even after I confirmed his good worked on the three credit bureau, he answered boldly No and up to a year now no debt has come back, I applied for loan few weeks ago and I was granted. Anyone who have similar situation should contact only this credit agency on [phone number removed]</P> Mon, 25 Nov 2019 17:09:26 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/958026#M487 Conniee14 2019-11-25T17:09:26Z Re: Timeline for a credit line to be removed https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/1656498#M1703 <P>Never had the slightest believe my score could move from 425 to 750 within 14 working days and my collections removed. All thanks to RAY Associates. RAY was a major help too. God Bless RAYMOND for helping me and my family realize the dream of homeownership become a reality. &lt;email removed&gt;&nbsp;was very helpful recently with all of my concerns.<BR /> Thanks!</P><P>&nbsp;</P> Mon, 06 Jul 2020 15:49:48 GMT https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/1656498#M1703 Churchcill0 2020-07-06T15:49:48Z
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topic Re: Timeline for a credit line to be removed in Credit cards
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https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8666#M167
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Thanks for your help and suggestions. Update: Amex had not “closed” the account under my name, but had basically “paused” my status as an authorized user. They’ve now changed the account to closed and said that it should show on my credit report in 30-45 days. Crossing fingers to see a big difference in my credit score. Thanks again!
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<pubDate>Fri, 04 Jan 2019 14:42:45 GMT</pubDate>
<dc:creator>Lnwright42</dc:creator>
<dc:date>2019-01-04T14:42:45Z</dc:date>
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<title>Timeline for a credit line to be removed</title>
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https://ttlc.intuit.com/community/credit-score/discussion/timeline-for-a-credit-line-to-be-removed/01/8326#M164
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As a 25 year old, I had no credit as I’d lived on the “dont buy it unless you have cash for it” mentality. When ready to buy a house, I spent 2 years building credit. I was added as an authorized user on my parents Amex to help bump my score. Well, I’ve been a homeowner for over a year now and have been removed as an authorized user on the card. However, it still shows on my reports and affects my score because it looks like my debt to income ratio is very high. Do I need to file something to have it removed from my profile or will their spending continue to affect my credit score for a certain number of years?
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<pubDate>Fri, 21 Dec 2018 12:44:20 GMT</pubDate>
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<title>Re: Timeline for a credit line to be removed</title>
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https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8330#M165
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<P>"&nbsp;have been removed as an authorized user on the card"</P><P>That doesn't matter. The information remains on your credit report for anywhere from 3-10 years (generally 5 years for a credit card). It will not fall off your credit report until "AFTER" that particular account is closed. Once closed, if the issuer notifies the credit bureaus then it will be marked as "closed" on your credit report, and will remain on your credit report as such for at least three years generally.</P><P>Basically, I "think" the issuer can mark it on "your" credit report as closed. But I'm not sure. If the account is actually still open, there's nothing to keep the current authorized user(s) from adding you back as such.</P>
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<pubDate>Fri, 21 Dec 2018 16:19:27 GMT</pubDate>
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https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8330#M165
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<dc:creator>Carl</dc:creator>
<dc:date>2018-12-21T16:19:27Z</dc:date>
</item>
<item>
<title>Re: Timeline for a credit line to be removed</title>
<link>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8342#M166
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<P>If you have been removed as an Authorized User (AU) then Amex reports the "removal" to the bureaus. I was an AU on my wife's AmEx and Chase. I just checked my Experian File. The AmEx is still on my report in the Closed Account section and is marked terminated. The Chase card I was an AU on is TOTALLY DELETED from my Experian Report.<BR />You mentioned Debt to Income (DTI). DTI only factors into OPEN accounts. If you have been removed then the Debt (balance) they have is not attached to you. Suggest you contact AmEx directly and ask them. Quickest way to find out is to sign up for a free account at Experian. It will show you Open and Closed Accounts. If the AmEx is in the Open Account section then it IS factored in your DTI. If it's in the Closed Account section then DTI is NOT factored in. Let me know how it turned out&nbsp;[PII Removed]</P>
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<pubDate>Thu, 27 Dec 2018 20:10:46 GMT</pubDate>
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https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8342#M166
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<dc:creator>alntoy2</dc:creator>
<dc:date>2018-12-27T20:10:46Z</dc:date>
</item>
<item>
<title>Re: Timeline for a credit line to be removed</title>
<link>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8666#M167
</link>
<description>
Thanks for your help and suggestions. Update: Amex had not “closed” the account under my name, but had basically “paused” my status as an authorized user. They’ve now changed the account to closed and said that it should show on my credit report in 30-45 days. Crossing fingers to see a big difference in my credit score. Thanks again!
</description>
<pubDate>Fri, 04 Jan 2019 14:42:45 GMT</pubDate>
<guid>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8666#M167
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<dc:creator>Lnwright42</dc:creator>
<dc:date>2019-01-04T14:42:45Z</dc:date>
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<item>
<title>Re: Timeline for a credit line to be removed</title>
<link>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8672#M168
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<description>
<P>While it could help, I doubt you'll see any significant improvement in your credit right away, by just having it closed. But you will see "something" each month as you continue to pay it off and lower your DTI ratio. That is of course, assuming you don't cancel things out by incurring more debt elsewhere to "replace" the debt you're paying off.</P>
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<pubDate>Fri, 04 Jan 2019 19:16:23 GMT</pubDate>
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https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/8672#M168
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<dc:creator>Carl</dc:creator>
<dc:date>2019-01-04T19:16:23Z</dc:date>
</item>
<item>
<title>Re: Timeline for a credit line to be removed</title>
<link>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/9748#M169
</link>
<description>
Yes I would say so because there is a lot of Miss use
</description>
<pubDate>Sun, 27 Jan 2019 07:10:21 GMT</pubDate>
<guid>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/9748#M169
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<dc:creator>When can me and my girls get out</dc:creator>
<dc:date>2019-01-27T07:10:21Z</dc:date>
</item>
<item>
<title>Re: I’m trying</title>
<link>
https://ttlc.intuit.com/community/credit-score/discussion/re-i-m-trying/01/9749#M170
</link>
<description>
Yes I would say so because there is a lot of Miss use
</description>
<pubDate>Sun, 27 Jan 2019 07:11:05 GMT</pubDate>
<guid>
https://ttlc.intuit.com/community/credit-score/discussion/re-i-m-trying/01/9749#M170
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<dc:creator>When can me and my girls get out</dc:creator>
<dc:date>2019-01-27T07:11:05Z</dc:date>
</item>
<item>
<title>Re: Timeline for a credit line to be removed</title>
<link>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11109#M171
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<description>This is false</description>
<pubDate>Tue, 05 Feb 2019 06:12:59 GMT</pubDate>
<guid>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11109#M171
</guid>
<dc:creator>Ashley</dc:creator>
<dc:date>2019-02-05T06:12:59Z</dc:date>
</item>
<item>
<title>Re: Timeline for a credit line to be removed</title>
<link>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11110#M172
</link>
<description>
You can file to dispute with all three credit monitoring companies (experian, transunion, equifax ) check the option “ no longer assosciate or responsibile for this acct” ask for it to be removed. There are credit laws for stuff like this . U can get that removed . I did the same thing with one of my moms cards, they took it right off no issues.. i suggest downloading credit karma.. u can do most disputes for two of the companies through that app and go online for the third.. also the card may not show up on all three reports either so then u woldnt have to worry about it
</description>
<pubDate>Tue, 05 Feb 2019 06:18:38 GMT</pubDate>
<guid>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11110#M172
</guid>
<dc:creator>Ashley</dc:creator>
<dc:date>2019-02-05T06:18:38Z</dc:date>
</item>
<item>
<title>Re: Timeline for a credit line to be removed</title>
<link>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11117#M173
</link>
<description>
UPDATE: Thanks for all the responses and help! I got my dad to call American Express again and specifically tell them to close the account in my name, instead of just removing me as an authorized user. They did so at the beginning of January, so it has now been reported to the credit bureaus and my score increased by 104 points! Thanks for the advice!
</description>
<pubDate>Tue, 05 Feb 2019 11:40:55 GMT</pubDate>
<guid>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11117#M173
</guid>
<dc:creator>Lnwright42</dc:creator>
<dc:date>2019-02-05T11:40:55Z</dc:date>
</item>
<item>
<title>Re: Timeline for a credit line to be removed</title>
<link>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11118#M174
</link>
<description>
This did the trick!! Thank you so much. My score increased by 104 points just by specifically asking for what you suggested.
</description>
<pubDate>Tue, 05 Feb 2019 11:42:53 GMT</pubDate>
<guid>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/11118#M174
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<dc:creator>Lnwright42</dc:creator>
<dc:date>2019-02-05T11:42:53Z</dc:date>
</item>
<item>
<title>Re: Timeline for a credit line to be removed</title>
<link>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/912987#M434
</link>
<description>
<P>I had 3 deaths at once in my immediate family and couldn't hold it together. I lost my job after and filed bankruptcy in 2014. I'm a former bank mgr and had always had great credit. Filing was one of the toughest things I've ever had to do (I was sued by a card company) so forced.<BR />Anyway, my credit score is 795 thanks to Captain spy (A former Experian staff) whom a lender referred me to when I had a poor credit score but now I've been able to get 2 Capital One cards, one a rewards card and 2 Chase, with a credit limit of 4k and 5k on the capital one, 7k and 7.5k on the chase card respectively. I have been approved of this with the assistance of the referrer who helped me clear all negative item, collection, boost my score to 795 (Excellent) and finally added tradeline to my credit profile. Now I have nothing negative, no collections, just a little note that says I filed in 2014, and a good score. Thanks captain spy you can also contact him if you need similar assistance on [email address removed] or [phone number removed] his service is guarantee</P>
</description>
<pubDate>Wed, 30 Oct 2019 20:10:00 GMT</pubDate>
<guid>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/912987#M434
</guid>
<dc:creator>Mitchh144</dc:creator>
<dc:date>2019-10-30T20:10:00Z</dc:date>
</item>
<item>
<title>Re: Timeline for a credit line to be removed</title>
<link>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/958026#M487
</link>
<description>
<P>I had a foreclosure in-lieu-of in 2015 as my husband left me with everything and after 2 and a half years, I could no longer pay the bills and mortgage myself. A decision was made against me in 2016. I only found this information out a few months ago (2018) saying I owe over 43K. I have not received any other mail except this and I am now on long term disability. I have no way of paying this back and I want to apply for a home loan but wasn't granted due to bad report on my credit. I explained my situation to a close financial adviser, due to our closeness he confided to me about this credit agency who had worked with the credit bureau for decades 'Cyber Hack' She gave me his contact [email address removed] I contact him and explained my situation, he guaranty me he'll help me out and to my greatest surprised he helped me clear all debt on my credit report, remove items on it and finally add tradelines. I still doubted if this won't come back to my report even after I confirmed his good worked on the three credit bureau, he answered boldly No and up to a year now no debt has come back, I applied for loan few weeks ago and I was granted. Anyone who have similar situation should contact only this credit agency on [phone number removed]</P>
</description>
<pubDate>Mon, 25 Nov 2019 17:09:26 GMT</pubDate>
<guid>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/958026#M487
</guid>
<dc:creator>Conniee14</dc:creator>
<dc:date>2019-11-25T17:09:26Z</dc:date>
</item>
<item>
<title>Re: Timeline for a credit line to be removed</title>
<link>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/1656498#M1703
</link>
<description>
<P>Never had the slightest believe my score could move from 425 to 750 within 14 working days and my collections removed. All thanks to RAY Associates. RAY was a major help too. God Bless RAYMOND for helping me and my family realize the dream of homeownership become a reality. &lt;email removed&gt;&nbsp;was very helpful recently with all of my concerns.<BR /> Thanks!</P><P>&nbsp;</P>
</description>
<pubDate>Mon, 06 Jul 2020 15:49:48 GMT</pubDate>
<guid>
https://ttlc.intuit.com/community/credit-score/discussion/re-timeline-for-a-credit-line-to-be-removed/01/1656498#M1703
</guid>
<dc:creator>Churchcill0</dc:creator>
<dc:date>2020-07-06T15:49:48Z</dc:date>
</item>
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