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    <title>topic Payment History in Credit score</title>
    <link>https://ttlc.intuit.com/community/credit-score/discussion/payment-history/01/24480#M749</link>
    <description>I’ll try to be as brief as possible, but when I got out of college, I was fairly irresponsible with my student loans. I’ve since had good payment history, but because they were 7 separate loans, those missed monthly payments were actually 7 missed monthly payments as it reflects on my credit history; can anyone advise on if there’s a way to have this reflect a more accurate missed payment number? It looks grossly inflated and it’s killing my credit score. It will take a couple of years for it to fall of but I’d love to make improvements sooner rather than waiting.</description>
    <pubDate>Thu, 25 Apr 2019 06:52:18 GMT</pubDate>
    <dc:creator>zcclev</dc:creator>
    <dc:date>2019-04-25T06:52:18Z</dc:date>
    <item>
      <title>Payment History</title>
      <link>https://ttlc.intuit.com/community/credit-score/discussion/payment-history/01/24480#M749</link>
      <description>I’ll try to be as brief as possible, but when I got out of college, I was fairly irresponsible with my student loans. I’ve since had good payment history, but because they were 7 separate loans, those missed monthly payments were actually 7 missed monthly payments as it reflects on my credit history; can anyone advise on if there’s a way to have this reflect a more accurate missed payment number? It looks grossly inflated and it’s killing my credit score. It will take a couple of years for it to fall of but I’d love to make improvements sooner rather than waiting.</description>
      <pubDate>Thu, 25 Apr 2019 06:52:18 GMT</pubDate>
      <guid>https://ttlc.intuit.com/community/credit-score/discussion/payment-history/01/24480#M749</guid>
      <dc:creator>zcclev</dc:creator>
      <dc:date>2019-04-25T06:52:18Z</dc:date>
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