Getting credit through Rent-Reporting

elaine91 — Mon, 24 Nov 2025 17:57:02 GMT

I moved to a condo this past September and rent a room from my brother. I don't have a credit score right now because I haven't used any credit cards or taken out any loans. I hope to build my credit score, and I looked up that I can do so by reporting my rental payments. It is my first time renting from anywhere. I pay my brother my rental payments through Zelle. I tried using Experian to report my rent, but it wasn't getting me anywhere. I was using Experian Boost, and it just scanned my bank and did nothing else. I tried calling customer service, but it also led to no results, as the representatives I spoke to didn't quite understand what I was asking, even after I tried to explain it a couple of times. I did look up sites I can use to report my rent, even though I use Zelle, and one site that came up was called Boom, which acts as a third party to send my reports to a credit bureau. What I want to know is if there is anything else I need to do to report my rent and, in turn, build up my credit?

Re: Getting credit through Rent-Reporting

GabiU — Mon, 24 Nov 2025 18:07:00 GMT

Hi @elaine91 Thanks for joining the community!
There may be some credit cards that allow paying rent. Try searching "Which credit card can I pay rent with?" to start your research.
Here's some articles and a discussion on how to start building your credit:
-How to build your credit
-How to increase your credit score
-How to Raise Your Credit Score

Perhaps some others here on the community will have tips for you as well. Best of luck!

topic Getting credit through Rent-Reporting in Credit score

Getting credit through Rent-Reporting

Re: Getting credit through Rent-Reporting