topic Inquiry in Credit score

Inquiry

gina_tutt — Sat, 07 Nov 2020 15:38:43 GMT

I would like to know why I am getting a notification of a new account opening and I haven't opened up any new account in months I just recently paid off on account. Why is that?

Re: Inquiry

Anonymous_ — Sat, 07 Nov 2020 15:53:08 GMT

Are you using Turbo? --> https://turbo.intuit.com/

You should review your credit reports (free from the site below) for accuracy.

https://www.annualcreditreport.com/index.action

If there is an error, you can file a dispute.

Re: Inquiry

cgervasi — Tue, 17 Nov 2020 19:46:56 GMT

@gina_tutt wrote:
I would like to know why I am getting a notification of a new account opening and I haven't opened up any new account in months I just recently paid off on account. Why is that?

Who was the notification from? If it was the lender, I would contact them and say it wasn't me. If it was the credit bureau, I would find out who the lender is.

It's not your job to tell the bank if they've been scammed by someone pretending to be you, but it's the nice thing to do and it will save you the hassle of telling them later when they try to collect payment from you.

Re: Inquiry

Opus 17 — Mon, 23 Nov 2020 17:09:24 GMT

@gina_tutt wrote:

I would like to know why I am getting a notification of a new account opening and I haven't opened up any new account in months I just recently paid off on account. Why is that?

If Turbo® is notifying you of a new account, that could be innocent -- for example, an old account of yours was just listed on Transunion, where Turbo gets it's information. Or, it could be a sign that someone has opened a fraudulent account in your name. Start by getting your full credit reports from all 3 bureaus and check them for accuracy. www.annualcreditreport.com.