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    <title>topic Re: Credit Score in Credit score</title>
    <link>https://ttlc.intuit.com/community/credit-score/discussion/re-credit-score/01/9623#M317</link>
    <description>&lt;P&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;Hi there!&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;That must be super frustrating!.. but apparently 45M Americans don’t have a credit score, so you are by no means alone&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;Elsewhere online here’s one reason cited for not having a score: Because your scores are based on information in your credit reports, your reports might not contain enough credit history for the bureaus to score&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;Even if you don’t have scores yet, you might have information on your credit reports. The three major credit bureaus — Equifax, Experian and TransUnion — create your credit reports based on information from lenders and card issuers&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;So if you’ve opened a credit account in the past, you probably already have a credit report. However, you’ll only see a score if your report shows recent activity — generally within the last 24 months.&amp;nbsp;&lt;/FONT&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;I checked with the FTC and came across this link: &lt;A href="https://www.ftc.gov/faq/consumer-protection/get-my-free-credit-report" target="_blank"&gt;https://www.ftc.gov/faq/consumer-protection/get-my-free-credit-report&lt;/A&gt;&lt;/FONT&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;Maybe it’s worth just seeing what your report says… keep in mind this is what they say is required: “You're entitled to one&amp;nbsp;&lt;A href="https://www.consumer.ftc.gov/articles/0155-free-credit-reports" target="_blank"&gt;free copy of your credit report&lt;/A&gt;&amp;nbsp;every 12 months from each of the three nationwide credit reporting companies.&amp;nbsp;Note that you'll need to provide your name, address, social security number, and date of birth to verify your identity."&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;Anyways, sorry – must be really frustrating… and let us know if you're at least able to get a glimpse of your report (which again, you may have without having a score).&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;</description>
    <pubDate>Fri, 25 Jan 2019 22:06:25 GMT</pubDate>
    <dc:creator>JBJ</dc:creator>
    <dc:date>2019-01-25T22:06:25Z</dc:date>
    <item>
      <title>Credit Score</title>
      <link>https://ttlc.intuit.com/community/credit-score/discussion/credit-score/01/9618#M316</link>
      <description>&lt;P&gt;HOW DO I GET A CREDIT SCORE? BEEN WORKING FOR 3 YEARS AND NO CREDIT SCORE APPEARS.&lt;/P&gt;</description>
      <pubDate>Fri, 25 Jan 2019 21:10:42 GMT</pubDate>
      <guid>https://ttlc.intuit.com/community/credit-score/discussion/credit-score/01/9618#M316</guid>
      <dc:creator>1900DESTINY</dc:creator>
      <dc:date>2019-01-25T21:10:42Z</dc:date>
    </item>
    <item>
      <title>Re: Credit Score</title>
      <link>https://ttlc.intuit.com/community/credit-score/discussion/re-credit-score/01/9623#M317</link>
      <description>&lt;P&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;Hi there!&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;That must be super frustrating!.. but apparently 45M Americans don’t have a credit score, so you are by no means alone&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;Elsewhere online here’s one reason cited for not having a score: Because your scores are based on information in your credit reports, your reports might not contain enough credit history for the bureaus to score&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;Even if you don’t have scores yet, you might have information on your credit reports. The three major credit bureaus — Equifax, Experian and TransUnion — create your credit reports based on information from lenders and card issuers&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;So if you’ve opened a credit account in the past, you probably already have a credit report. However, you’ll only see a score if your report shows recent activity — generally within the last 24 months.&amp;nbsp;&lt;/FONT&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;I checked with the FTC and came across this link: &lt;A href="https://www.ftc.gov/faq/consumer-protection/get-my-free-credit-report" target="_blank"&gt;https://www.ftc.gov/faq/consumer-protection/get-my-free-credit-report&lt;/A&gt;&lt;/FONT&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;Maybe it’s worth just seeing what your report says… keep in mind this is what they say is required: “You're entitled to one&amp;nbsp;&lt;A href="https://www.consumer.ftc.gov/articles/0155-free-credit-reports" target="_blank"&gt;free copy of your credit report&lt;/A&gt;&amp;nbsp;every 12 months from each of the three nationwide credit reporting companies.&amp;nbsp;Note that you'll need to provide your name, address, social security number, and date of birth to verify your identity."&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT size="1 2 3 4 5 6 7" color="#000000"&gt;Anyways, sorry – must be really frustrating… and let us know if you're at least able to get a glimpse of your report (which again, you may have without having a score).&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 25 Jan 2019 22:06:25 GMT</pubDate>
      <guid>https://ttlc.intuit.com/community/credit-score/discussion/re-credit-score/01/9623#M317</guid>
      <dc:creator>JBJ</dc:creator>
      <dc:date>2019-01-25T22:06:25Z</dc:date>
    </item>
    <item>
      <title>Re: Credit Score</title>
      <link>https://ttlc.intuit.com/community/credit-score/discussion/re-credit-score/01/1545819#M2516</link>
      <description>&lt;P&gt;You want me to log into my credit score but for some reason I can't I've given you all my information but for some reason I can't log in and yes all my information is correct because you keep asking me the same thing over and over again and I keep putting it in but nothing and I can't finish completing my tax return because of this frustrating problem&lt;/P&gt;</description>
      <pubDate>Tue, 28 Apr 2020 05:18:26 GMT</pubDate>
      <guid>https://ttlc.intuit.com/community/credit-score/discussion/re-credit-score/01/1545819#M2516</guid>
      <dc:creator>rpcamargo</dc:creator>
      <dc:date>2020-04-28T05:18:26Z</dc:date>
    </item>
    <item>
      <title>Re: Credit Score</title>
      <link>https://ttlc.intuit.com/community/credit-score/discussion/re-credit-score/01/1545821#M2517</link>
      <description>&lt;P&gt;WOW some freaking help you are didn't even give me an answer GRACIAS POR NADA&lt;/P&gt;</description>
      <pubDate>Tue, 28 Apr 2020 05:20:34 GMT</pubDate>
      <guid>https://ttlc.intuit.com/community/credit-score/discussion/re-credit-score/01/1545821#M2517</guid>
      <dc:creator>rpcamargo</dc:creator>
      <dc:date>2020-04-28T05:20:34Z</dc:date>
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