Massive Score drop, 109

Artonius — Thu, 08 Oct 2020 15:39:31 GMT

My score dropped by 109 points when I paid off my credit card balance. Checked my credit report and only soft inquiries (promotionals) were recent. My card was at 785/5500 so I don't think it was high utilization. Checked everything I could find and there is no reason (based on my credit report) that it should've dropped, let alone by such a humongous amount. Zero hard inquiries, zero new accounts opened, and the only debt I had was on my credit card. Any ideas on what happened or what I can do to fix this?

Re: Massive Score drop, 109

Opus 17 — Thu, 08 Oct 2020 17:21:15 GMT

Did you close the account or just pay the balance?

Re: Massive Score drop, 109

Artonius — Sat, 10 Oct 2020 16:46:50 GMT

I just paid the balance off, the card is still active and in use.

topic Re: Massive Score drop, 109 in Credit score

Massive Score drop, 109

Re: Massive Score drop, 109

Re: Massive Score drop, 109