topic Income is incorrect in Credit score

Income is incorrect

YFDEngine43 — Thu, 05 Dec 2019 23:55:20 GMT

It doesn’t seem that my pension isn’t being factored into my income. How do I change that ???

Re: Income is incorrect

VolvoGirl — Thu, 05 Dec 2019 23:59:48 GMT

For what year? For 2018 and prior you might need to mail in an Amended return to fix it.

Re: Income is incorrect

DoninGA — Fri, 06 Dec 2019 00:02:55 GMT

User is referring to credit score...I think, since that is the section they posted this message.

Re: Income is incorrect

YFDEngine43 — Fri, 06 Dec 2019 00:11:35 GMT

My pension is tax free so it’s not included when I do my taxes.

Re: Income is incorrect

VolvoGirl — Fri, 06 Dec 2019 00:14:51 GMT

If it's tax free then it should not be included in your AGI income. Where do you want to see it? Did you get a 1099R for it? Do you need to know how to enter it?

Re: Income is incorrect

YFDEngine43 — Fri, 06 Dec 2019 00:17:08 GMT

Am I incorrect in thinking that it should be considered as income when your credit score is being calculated ?

Re: Income is incorrect

DoninGA — Fri, 06 Dec 2019 00:22:26 GMT

Income is not part of your credit score.

See this FICO website for what is not included in your credit score - https://www.myfico.com/credit-education/credit-scores/whats-not-in-your-credit-score

See this FICO website for what is in your credit score - https://www.myfico.com/credit-education/whats-in-your-credit-score