topic Re: Payment History in Credit score

Payment History

LadyCait — Mon, 25 Mar 2019 01:58:45 GMT

Hi everyone,
So I've had perfect payment history on my car payment, up until I missed one payment due to a miscommunication. My payment history went from 100% to 96% and really effected my credit score. I paid the one late payment, and I've been on time with all other payments since then. Will my payment history ever go back to 100%? Thanks.

Re: Payment History

dapon1958 — Thu, 25 Apr 2019 18:08:42 GMT

Unfortunately it can't get back to a 100%. There will always be that one payment so the math is against you. It can get to 99.9999% eventually. Just be sure to make all of the rest of them on time and this one missed payment won't affect you to much.

Re: Payment History

Lofj2013 — Sun, 03 Nov 2019 14:21:45 GMT

Can I call the creditor yo remove late payments from 2 years ago??