topic Do you file early retirement withdrawal to every state that you receive income? in Retirement tax questions

Do you file early retirement withdrawal to every state that you receive income?

bh9 — Wed, 05 Feb 2020 19:14:47 GMT

I worked in a few states this year. I had to take an early withdrawal from my retirement to use for something. How do I know which states I am to put it as income when filing?

Re: Do you file early retirement withdrawal to every state that you receive income?

AmyC — Wed, 05 Feb 2020 19:46:36 GMT

Working in multiple states is not the same as being a resident. You are a resident of where you call home, where you intend to come back, your drivers license, your voting, where do you call home? That is your resident state where you claim all the income you earned this year.

You also need to know if you need to file nonresident returns in the other states. Each state has different rules. Here is a list of state websites so you can determine your need to file.

You will fill out tax forms for any non-resident states first.
Then do your home state last and calculate a credit for all the taxes paid to other states.

Re: Do you file early retirement withdrawal to every state that you receive income?

bh9 — Wed, 05 Feb 2020 19:51:59 GMT

Thank you for responding!

Out of the four states I worked in I was a part-time resident in two of them because I moved. The other two I have to file as nonresident so do I put the income from my early withdrawal in those states or no?

Re: Do you file early retirement withdrawal to every state that you receive income?

JohnB5677 — Wed, 05 Feb 2020 20:52:58 GMT

If you only took one distribution you should file that income in the state you were living in when you took the distribution. If you took multiple distributions. they would be allocated between the two resident states.

Re: Do you file early retirement withdrawal to every state that you receive income?

user17705838996 — Sun, 08 Feb 2026 20:54:05 GMT

Is it the state you are living in when you take the distribution (file paperwork) or the state you are living in when you receive the distribution (check/direct deposit received)?

Re: Do you file early retirement withdrawal to every state that you receive income?

AmyC — Mon, 09 Feb 2026 16:41:30 GMT

Receipt of the income is the determining factor. Wherever your home state was on that date. However, there may be tax withheld to the wrong state. In that case, file a return with that state to get a refund of taxes paid.