topic SSA1099 in Retirement tax questions

Is my social security disability taxable

tirakylee1 — Fri, 07 Jun 2019 22:34:57 GMT

I usually file my taxes with Turbo Tax online, however I...

elena2426 — Fri, 07 Jun 2019 22:34:59 GMT

I usually file my taxes with Turbo Tax online, however I became disabled this year. I did receive unemployment for 6 months and then I began receiving Social Security Disability. I am a homeowner as well and I paid taxes on my home. I am also the mother of a 16 year old son. Do I need to file taxes this year.

Ssa1019

jeanmeyer1957 — Fri, 07 Jun 2019 22:35:01 GMT

Ssa1019

SSA1099

MichaelL1 — Fri, 07 Jun 2019 22:35:01 GMT

SSA1099

Social Security disability benefits (SSDI) can be subject...

MichaelL1 — Fri, 07 Jun 2019 22:35:03 GMT

Social Security disability benefits (SSDI) can be subject to tax, but most people do not end up paying taxes on them because they don't have much other income. About a third of Social Security disability recipients, however, do pay some taxes, because of their spouse's income or other household income.

You need to enter the SSA-1099 into TurboTax with any other income you have and TurboTax will do the calculations for you.

To enter your Social Security benefits reported on form SSA-1099

Click on Federal Taxes
Click on Wages and Income
Click on I'll choose what I work on
Scroll down to Retirement Plans and Social Security
On Social Security (SSA-1099, RRB-1099), click the start or update button

Re: Social Security disability benefits (SSDI) can be subject...

lisa1721 — Wed, 26 Feb 2020 21:02:46 GMT

if my husband and I both receive social security disability as our only income, will we owe taxes?

Re: Social Security disability benefits (SSDI) can be subject...

VolvoGirl — Wed, 26 Feb 2020 21:09:27 GMT

If you only get SS or SSDI it is not taxable and you do not have to file a return. And there is no benefit in claiming dependents or deductions. Unless you have federal income taxes withheld from the benefits or you get health care insurance through one of the state marketplace exchanges and receive a Form 1095-A then you need to file a tax return.

Re: Social Security disability benefits (SSDI) can be subject...

tigerangel7 — Mon, 08 Mar 2021 16:21:10 GMT

Sorry but you are wrong. When Social Security sends you the SSA-1099 you can fill out the Notice 703 on the back and insert the info to see if it is Taxable. Mine was not yet Turbo Tax put info in that taxed part of it. I am reporting them to the IRS and Social Security for doing such since I had already done the work and NONE of the Social Security Disability should have been taxed. I will NEVER use Turbo Tax again.

Re: Social Security disability benefits (SSDI) can be subject...

KBJFraizer — Tue, 20 Apr 2021 16:07:45 GMT

I receive Disability Social Security and rent from my farm land. When I completed Taxes in Turbo Tax I listed both of these incomes. When taxes were complete, the Disability Social Security is only showing up on my Federal taxes and Not State of Alabama. Only income showing for State of Alabama is my Farm Land Rent.

Is this correct? Should it also be listed on my State of Alabama Income Tax forms as well?

Re: Social Security disability benefits (SSDI) can be subject...

tigerangel7 — Tue, 20 Apr 2021 16:19:53 GMT

Re: Social Security disability benefits (SSDI) can be subject...

CatinaT1 — Tue, 20 Apr 2021 20:14:19 GMT

Dependent upon your other income, up to 85% of your social security (including disability) can become taxable. You will see below how to figure if you have taxable social security or you can visit IRS.gov and use the Interactive Tax Assistant tool.

Tax Formula.  Here’s a quick way to find out if a taxpayer must pay taxes on their Social Security benefits: Add one-half of the Social Security income to all other income, including tax-exempt interest. Then compare that amount to the base amount for their filing status. If the total is more than the base amount, some of their benefits may be taxable.
 
Base Amounts. The three base amounts are:
- $25,000 – if taxpayers  are single, head of household, qualifying widow or widower with a dependent child or married filing separately and lived apart from their spouse for all of the tax year
- $32,000 – if they are married filing jointly
- $0 – if they are married filing separately and lived with their spouse at any time during the year

Re: Social Security disability benefits (SSDI) can be subject...

VolvoGirl — Tue, 20 Apr 2021 20:20:42 GMT

@tigerangel7 Sorry but I was not wrong. I said if you ONLY get SS or SSDI it is not taxable.

You should not use the worksheet on the back of the SSA-1099. It can be complicated to figure out even though it looks simple. Turbo Tax figures it all out for you.

When you enter 1/2 of your ss on line B it is not being subtracted from anything. It is being ADDED to ALL your other income to see if any of the ss will be taxable to you.

To see the Social Security Benefits Calculation Worksheet in Turbo Tax Online version you would have to save your return with all the worksheets to your computer. Or if you are using the Desktop CD/Download Software you can switch to Forms Mode (click Forms in the upper right) and click on SS in the list on the right side.

Up to 85% of Social Security becomes taxable when all your other income plus 1/2 your social security, reaches:

Married Filing Jointly: $32,000

Single or head of household: $25,000

Married Filing Separately: 0

Re: Social Security disability benefits (SSDI) can be subject...

tigerangel7 — Tue, 20 Apr 2021 21:21:27 GMT

Stop your lies. I used to do my own taxes at home. I did the worksheet in the back of my husbands SS 1099 and he was NOT to be taxed. I reported this to SS and like I said I will never use Turbo tax again.

Re: Social Security disability benefits (SSDI) can be subject...

DawnC — Tue, 20 Apr 2021 22:08:28 GMT

To find out whether any of your benefits shown on Forms SSA-1099 and RRB-1099 may be taxable, compare the base amount for your filing status with the total of:

1. One-half of your benefits; plus

2. All your other income, including tax-exempt interest.

Exclusions

When making this comparison, don’t reduce your other income by any exclusions for:

• Interest from qualified U.S. savings bonds,

• Employer-provided adoption benefits,

• Interest on education loans,

• Foreign earned income or foreign housing, or

• Income earned by bona fide residents of American Samoa or Puerto Rico

See IRS Publication 915 - Whether or not your Social Security income is taxable depends on your total income, including your Social Security plus any other income. Generally speaking, if your only income is Social Security, you probably don't make enough money to be required to file a federal tax return.

TurboTax Video @tigerangel7 - You can enter the same information you entered into TurboTax into the IRS Interactive Tax Assistant to verify.

Re: Social Security disability benefits (SSDI) can be subject...

VolvoGirl — Tue, 20 Apr 2021 22:14:56 GMT

Are you filing a Joint return or separate returns? The taxable amount of SSA-1099 depends on all the other income on a Joint return including yours. Maybe it wasn't taxable in the past but is this year.

Check the worksheet to see how and why Turbo Tax is making some of it taxable. To see the Social Security Benefits Calculation Worksheet in Turbo Tax Online version you would have to save your return with all the worksheets to your computer. Or if you are using the Desktop CD/Download Software you can switch to Forms Mode (click Forms in the upper right) and click on SS in the list on the left side.

And are you looking at the actual 1040 line 6b? If you are looking at a summary screen or review screen those show the full amount as income and lump a lot of stuff together. You need to check the actual 1040 form and make sure it's right.

See IRS 1040 Instructions Page 28 and the worksheet on 31

https://www.irs.gov/pub/irs-pdf/i1040gi.pdf

Re: I usually file my taxes with Turbo Tax online, however I...

jawat1350 — Tue, 11 May 2021 03:55:29 GMT

need some help with ssa1099, on the back (notice 703) my total amount in item e is less than 32000. where do i go from here

Re: I usually file my taxes with Turbo Tax online, however I...

VolvoGirl — Tue, 11 May 2021 14:56:59 GMT

Forget the 703 on the back of the SSA-1099. That can be complicated to fill out. Just enter your SSA-1099 into Turbo Tax. Enter the full amount in box 5. Turbo Tax will calculate any taxable amount.

Enter a SSA-1099, SSA-1099-SM or RRB-1099 under

Federal Taxes on the left side or top

Wages and Income

Then scroll down to Retirement Plans and Social Security

Then the second line - Social Security (SSA-1099. RRB-1099) - click the Start or Revisit button

2020 1040 line 6a is the gross Social Security amount and 6b is the taxable part of Social Security.

Up to 85% of Social Security becomes taxable when all your other income plus 1/2 your social security, reaches:

Married Filing Jointly: $32,000

Single or head of household: $25,000

Married Filing Separately: 0

Re: I usually file my taxes with Turbo Tax online, however I...

tigerangel7 — Tue, 11 May 2021 16:53:56 GMT

No, it is NOT complicated and I already sent Social Security a message to have Turbo Tax investigated for FRAUD regarding people who are disabled and collecting Social Security. They verified that NO TAX was to be taken out and will be looking into why TURBO TAX taxed my husbands SS. Tubo Tax also CHARGED me for doing my Taxes with them which was WRONG to do.

Re: Social Security disability benefits (SSDI) can be subject...

liokepa — Thu, 24 Jun 2021 07:29:33 GMT

how does turbo tax know it's SSDI and not SSI?

Re: Social Security disability benefits (SSDI) can be subject...

DoninGA — Thu, 24 Jun 2021 09:48:18 GMT

@liokepa wrote:

how does turbo tax know it's SSDI and not SSI?

Social Security Retirement/Disability/Survivors benefits are reported on a form SSA-1099 and the benefits received are to be entered on a federal tax return. The benefits may be taxable depending on the amount of other income you have entered on your tax return.

SSI is Supplemental Security Income and is not from the Social Security Administration. It is designed to help aged, blind, and disabled people, who have little or no income; and. It provides cash to meet basic needs for food, clothing, and shelter. SSI is not reported on a tax return.