At 71 I'm still working. Does that mean I don't have to take RMD from any 401k, even employers I no longer work for?

msherman51 — Thu, 06 Jun 2019 09:10:45 GMT

Not working full time but still contributing through an employer.

No - it does not mean you don't have to take RMD from an...

MargaretL — Thu, 06 Jun 2019 09:10:46 GMT

No - it does not mean you don't have to take RMD from any of the 401K...it means you can delay taking RMD from your current employer-provided plan, such as your 401(k), until April 1 of the year after you retire - the “still working” exception only applies to your current employer.

Note: You do have to make mandatory withdrawals from your IRAs once you reach 70 and 1/2, regardless of your working status.

topic At 71 I'm still working. Does that mean I don't have to take RMD from any 401k, even employers I no longer work for? in Retirement tax questions

At 71 I'm still working. Does that mean I don't have to take RMD from any 401k, even employers I no longer work for?

No - it does not mean you don't have to take RMD from an...