No tax forms for TIAA-CREF retirement fund

NancyB76 — Thu, 06 Jun 2019 00:27:30 GMT

I have a retirement fund with TIAA-CREF through my employer. I did not get a 1099 from TIAA-CREF. When I log in to the website and click on "Tax Reporting Forms," I get the message "There are no documents to view at this time."Does that mean my retirement is in some kind of tax-exempt or tax-deferred account? Does it mean the fund didn't earn enough interest to bother reporting? Does it matter that my Employer is a religious entity (the Episcopal Diocese)? It doesn't say anywhere what specific type of retirement fund it is. I do know it's part Money Market and part Multi-Asset. I'm pretty dumb about anything tax-related, but it seems weird that I'm not reporting it, and I don't want to mess up my taxes. Thanks in advance for your insight!

If you did not withdraw money from your retirement accoun...

KenH1 — Thu, 06 Jun 2019 00:27:31 GMT

If you did not withdraw money from your retirement account, there is no tax reporting. This is why there were no documents to view online.

For retirement accounts (401k, IRA, etc), the IRS only cares about funds contributed and withdrawn. Earnings within the account don't matter. Your contributions to the account are already accounted for on your W2.

For taxable brokerage accounts (i.e., not a 401k or an IRA), the opposite is true: funds in and out don't matter, but interest, dividends, and capital gains would be reported.

In short, as long as you enter your entire W2 including box 12, you are all set.

topic No tax forms for TIAA-CREF retirement fund in Retirement tax questions

No tax forms for TIAA-CREF retirement fund

If you did not withdraw money from your retirement accoun...