https://ttlc.intuit.com/community/retirement/discussion/roth-contribution/01/415126#M37601 Because my husband does not contribute to a retirement plan, I was told that I might be able to deduct my Roth ira contributions even though our income exceeds the maximum. Is this true? If so, please show me how. Tue, 04 Jun 2019 20:49:41 GMT ldeaikens 2019-06-04T20:49:41Z https://ttlc.intuit.com/community/retirement/discussion/roth-contribution/01/415126#M37601 Because my husband does not contribute to a retirement plan, I was told that I might be able to deduct my Roth ira contributions even though our income exceeds the maximum. Is this true? If so, please show me how. Tue, 04 Jun 2019 20:49:41 GMT https://ttlc.intuit.com/community/retirement/discussion/roth-contribution/01/415126#M37601 ldeaikens 2019-06-04T20:49:41Z https://ttlc.intuit.com/community/retirement/discussion/a-roth-ira-is-an-after-tax-instrument-that-is-you-canno/01/415132#M37602 A Roth IRA is an after-tax instrument; that is, you cannot deduct contributions to a Roth IRA. <BR /><BR />This is so that when you take the money out of the Roth IRA (at the proper time) that neither the original contributions nor their earnings are taxable to you.<BR /><BR />You may be able to contribute to the Roth (I don't have enough information on your situation to know), but you wouldn't be able to deduct it in any case.<BR /> Tue, 04 Jun 2019 20:49:43 GMT https://ttlc.intuit.com/community/retirement/discussion/a-roth-ira-is-an-after-tax-instrument-that-is-you-canno/01/415132#M37602 BMcCalpin 2019-06-04T20:49:43Z