https://ttlc.intuit.com/community/retirement/discussion/my-wife-retired-on-12-15-2017-and-therefore-had-to-take-a-rmd-for-2017-which-was-paid-to-her-in-feb/01/396186#M35586 <P>The company involved in the RMD has not sent a 1099R because they assume that the payment is taxable in the 2018 tax year, but I'm not sure that this is correct since it is the RMD for 2017.</P> Tue, 04 Jun 2019 19:42:06 GMT pef1055 2019-06-04T19:42:06Z https://ttlc.intuit.com/community/retirement/discussion/my-wife-retired-on-12-15-2017-and-therefore-had-to-take-a-rmd-for-2017-which-was-paid-to-her-in-feb/01/396186#M35586 <P>The company involved in the RMD has not sent a 1099R because they assume that the payment is taxable in the 2018 tax year, but I'm not sure that this is correct since it is the RMD for 2017.</P> Tue, 04 Jun 2019 19:42:06 GMT https://ttlc.intuit.com/community/retirement/discussion/my-wife-retired-on-12-15-2017-and-therefore-had-to-take-a-rmd-for-2017-which-was-paid-to-her-in-feb/01/396186#M35586 pef1055 2019-06-04T19:42:06Z https://ttlc.intuit.com/community/retirement/discussion/the-payment-is-taxable-income-for-2018-the-year-it-was-r/01/396193#M35587 The payment is taxable income for 2018, the year it was received.&nbsp;&nbsp;Your wife will have to pay income taxes on 2 RMDs when you file your 2018 return:&nbsp;&nbsp;the amount received Feb 2018 (the 2017 RMD) plus her payment for the 2018 RMD.&nbsp;&nbsp;People frequently have an option to delay their first RMD payment to the next tax year.&nbsp;&nbsp;If they do so, they end up with the situation you have now:&nbsp;&nbsp;you have 2 taxable payments in one year.&nbsp;&nbsp;You cannot defer the 2018 RMD to 2019. Tue, 04 Jun 2019 19:42:07 GMT https://ttlc.intuit.com/community/retirement/discussion/the-payment-is-taxable-income-for-2018-the-year-it-was-r/01/396193#M35587 btcywts 2019-06-04T19:42:07Z