https://ttlc.intuit.com/community/retirement/discussion/roth-ira-income-limits/01/381058#M34010 turbo tax is saying that my income is too high to deduct my IRA contributions; It is adding mine and my husbands but then saying it's my income that's too high. is it supposed to treat our incomes together? Tue, 04 Jun 2019 01:03:05 GMT lynncockett 2019-06-04T01:03:05Z https://ttlc.intuit.com/community/retirement/discussion/roth-ira-income-limits/01/381058#M34010 turbo tax is saying that my income is too high to deduct my IRA contributions; It is adding mine and my husbands but then saying it's my income that's too high. is it supposed to treat our incomes together? Tue, 04 Jun 2019 01:03:05 GMT https://ttlc.intuit.com/community/retirement/discussion/roth-ira-income-limits/01/381058#M34010 lynncockett 2019-06-04T01:03:05Z https://ttlc.intuit.com/community/retirement/discussion/yes-the-contribution-limitations-for-the-roth-are-based/01/381060#M34011 <P>Yes, the contribution limitations for the Roth are based on your filing status. For married filing jointly, the contribution amount is phased out over $184,000 - $194,000 of Modified Adjusted Gross Income (MAGI), which is a subtotal on your tax return based on total income and adding back some of your deductions. Learn more on the IRS website <A href="https://www.irs.gov/retirement-plans/plan-participant-employee/amount-of-roth-ira-contributions-that-you-can-make-for-2016" rel="nofollow" target="_blank">HERE</A>.</P><BR /> Tue, 04 Jun 2019 01:03:07 GMT https://ttlc.intuit.com/community/retirement/discussion/yes-the-contribution-limitations-for-the-roth-are-based/01/381060#M34011 AmandaR1 2019-06-04T01:03:07Z