topic True, though generally HSA contributions are reported on... in Retirement tax questions

How are employer contributions to HSA entered on tax return when only have 1099r, I get no w-2 as I am retired

mackg — Tue, 04 Jun 2019 00:32:51 GMT

Are you newly retired? Retirees actually get W2s for this...

ChristinaS — Tue, 04 Jun 2019 00:32:53 GMT

Are you newly retired? Retirees actually get W2s for this, showing no wages and an amount in Box 12 for the HSA contributions. Please inquire with your former employer.

I do not get a w-2 , retired federal employee, retired i...

mackg — Tue, 04 Jun 2019 00:32:54 GMT

I do not get a w-2 , retired federal employee, retired in 2013. I only get a 1099r

How is your former employer accounting for this HSA contr...

ChristinaS — Tue, 04 Jun 2019 00:32:56 GMT

How is your former employer accounting for this HSA contribution with the IRS?

Is there something in Box 5 of your 1099R? Are they payin...

ChristinaS — Tue, 04 Jun 2019 00:32:57 GMT

Is there something in Box 5 of your 1099R? Are they paying it from your money, or literally paying it for you?

box 5 does not add up to anything I can understand. I ass...

mackg — Tue, 04 Jun 2019 00:32:59 GMT

box 5 does not add up to anything I can understand. I assumed it was the amount of my health insurance premiums I pay thru them

I'll look into how or where you would report HSA contribu...

ChristinaS — Tue, 04 Jun 2019 00:33:00 GMT

I'll look into how or where you would report HSA contributions after employment. I have seen it on a W2 before, but understand that's not your situation.

How'd you account for this last year, out of curiosity?

ChristinaS — Tue, 04 Jun 2019 00:33:02 GMT

How'd you account for this last year, out of curiosity?

I did not account for it, but it strikes me that it shoul...

mackg — Tue, 04 Jun 2019 00:33:03 GMT

I did not account for it, but it strikes me that it should be considered part of my hsa contributions. I did calculate the box 5 and it is the sum of my health insurance premiums that I paid

I'm going to think about it- answer won't be right away....

ChristinaS — Tue, 04 Jun 2019 00:33:05 GMT

I'm going to think about it- answer won't be right away. If you didn't do it through payroll, didn't make the contributions yourself, no W2.. there's no easy way to input that. A deduction for money you didn't pay? Questionable. Maybe someone else will jump in in the meantime.

I think I may understand it now. The payments are made o...

mackg — Tue, 04 Jun 2019 00:33:07 GMT

I think I may understand it now. The payments are made on my behalf from the Gov't ( my employer) and do not show up as 'income' anywhere, so they are already effectively tax free contributions. This must be the answer

True, though generally HSA contributions are reported on...

ChristinaS — Tue, 04 Jun 2019 00:33:08 GMT

True, though generally HSA contributions are reported on a return, even if pretax. This completes Form 8889. I've seen the retiree W2s. Either way, you couldn't have the deduction. Just seems odd to have no reporting to the IRS of your participation in an HSA.

When no longer employed and your employer continues to co...

ChristinaS — Tue, 04 Jun 2019 00:33:10 GMT

When no longer employed and your employer continues to contribute to an HSA on your behalf, you may or may not receive a W2. However, the contributions belong on line 9 of the Form 8889 all the same. If you didn't get the W2, do the following in Turbo Tax:

Go to Federal Taxes- (Personal) Deductions and Credits-Medical-1099-SA/HSA.
Continue through the HSA screens until you get to Lets Enter your HSA Contributions. Make sure you enter nothing in those fields.
On the screen Did your employer tell you about any other contributions? Say Yes
On the next screen, enter the contributions within Employer and Payroll not reported in Box 12
Continue through the screens to describe your insurance coverage

This will complete the Form 8889 and report the contributions. You won't have a deduction, but you will properly report.

Re: When no longer employed and your employer continues to co...

anderson2 — Thu, 10 Mar 2022 16:04:48 GMT

I am a federal retiree (not on Medicare) who has an HSA that receives premium pass through contributions (funded mostly by my former employer, the federal government) plus my own contributions. I successfully used this method to report the government contributions to the HSA. In my case, this was important since I am trying to clean up a minor amount of prior year excess contributions and Turbo Tax would not correctly identify the fact that I had excess contributions to withdraw without me figuring out how to input employer contributions that did not originate from a W-2. So thanks for the post...this worked for me.