how can I complete and attach Form 5329

mctaps — Tue, 14 Apr 2026 17:58:35 GMT

How can I complete and attach Form 5329 for missed RMDs in 2025

Re: how can I complete and attach Form 5329

DianeW777 — Tue, 14 Apr 2026 18:00:17 GMT

Steps to include the RMD that should have been taken in 2025 (if you choose).

Go to your Form 1099-R information in the Wages & Income section
Continue through adding the form and answering the questions, be sure to use Code 8 in box 7
1. You reach a screen 'Do any of these situations apply to you?' Select 'I need to file a substitute 1099-R' until you reach, 'Let's go over any required minimum distributions (RMD)'
Select Yes for, 'Let's check if you missed any required distributions'
Continue, then enter the total RMD that was due by December 31, 2025 when you reach, 'Tell us the total RMD for your other IRA accounts'
Select Yes when you reach, 'Did you take a corrective distribution for your IRA?', then Continue
Select Yes when you're asked, 'Do you want to request a waiver to reduce the penalty?', then Continue
Enter the RMD amount that you are requesting a waiver on (amount of your missed payment), then Continue
Write your explanation in the next section, then Continue
You will then reach, 'Nice job finishing your waiver', Continue

Note: After the first RMD, all subsequent years' RMDs are due by December 31 of each year. Keep a paper trail for your tax files and Form 5329 will be generated with your tax return to include your explanation and waiver request.

topic how can I complete and attach Form 5329 in Retirement tax questions

how can I complete and attach Form 5329

Re: how can I complete and attach Form 5329