topic Missing 1099-R from Pension Administrator in Retirement tax questions

Missing 1099-R from Pension Administrator

girlJammer1980 — Fri, 03 Apr 2026 14:57:39 GMT

I have not received the 1099-R form from the Pension Administrator where I used to work. I know the amount received so I think I need to use IRS form 4852 to report the income. But 4852 cannot be e-filed so: do I need to scrap the TT desktop return and do the whole return by hand because my income and taxes owed will increase?

Same for state of Arizona? Another thought is to just report the income as "other" ? No taxes were withheld from the payments and the amount received is constant from year to year.

Re: Missing 1099-R from Pension Administrator

AnnetteB6 — Sat, 04 Apr 2026 15:19:52 GMT

You should contact the plan administrator and request a copy of your Form 1099-R. Or, if you have an online account for your pension, it is likely that you will have access to the Form 1099-R through that account.

If those options do not work, then you can use the Form 4852 to report the pension income. TurboTax will still be able to take you through that process. You will not need to abandon the work you have already done for either your Federal return or your state return.

When you enter the information that you expect would be reported on your Form 1099-R in the retirement income section of your return, check the box for 'I need to file a substitute 1099-R' on the page titled Do any of these situations apply to you? that comes up as a follow-up question. Then, some further questions will be asked and the income will be reported in the correct place on your return.

Re: Missing 1099-R from Pension Administrator

AnneTheJammer1980 — Mon, 06 Apr 2026 01:35:21 GMT

So it seems that as long as I enter the Payer name, address and EIN plus the amounts received I can still e-file with TurboTax?

I’m actually trying to complete this return for my brother who lives in another state.

Re: Missing 1099-R from Pension Administrator

CatinaT1 — Mon, 06 Apr 2026 13:57:09 GMT

You should be able to. Are you getting an error that is not allowing you to e-file?

Re: Missing 1099-R from Pension Administrator

AnneTheJammer1980 — Mon, 06 Apr 2026 16:45:36 GMT

Have not progressed to e-file yet. I thought the substitute form precluded e-filing (I.e. needed to be mailed)

Re: Missing 1099-R from Pension Administrator

BillM223 — Mon, 06 Apr 2026 20:13:41 GMT

The important thing is that if you just enter what you know ("Payer name, address and EIN plus the amounts received "), then these items must match what the IRS has.

That is, if the plan administrator copied the IRS on this 1099-R, then the IRS is going to compare what you entered with what they have already received. If they are the same, no problem. If they vary, then expect a letter from the IRS.

To find out what the IRS has already received, then your brother will need to ask for a Wage and income transcript at Get Transcript on the IRS website. He can get his transcript online, if he can satisfy the IRS as to his identity (generally, this means answering questions about his credit report).

But if the IRS doesn't have a copy of the 1099-R, then you will need to use the 4852 and mail the return.