First Year RMD

GSD77 — Mon, 30 Mar 2026 18:33:23 GMT

First year that RMD is required by April 2026. I have three IRAs and withdrew all of the combined RMD from one account with cash in 2025. Having trouble entering as box says do not include amounts in December 31, 2025 box on entry screen. do I put zero or do I put combined RMD amount on the 1099R account I took all money from>>>

Re: First Year RMD

MinhT1 — Mon, 30 Mar 2026 20:46:07 GMT

An IRA owner must calculate the RMD separately for each IRA that he or she owns, but can withdraw the total amount from one or more of the IRAs.

If you are sure that you have satisfied all RMD requirements, then in TurboTax, on your form 1099-R for RMD withdrawals, answer that The entire distribution was an RMD then on the following page, to the question What is the RMD for your account? enter the amount of the distribution from that IRA account. No entry is required forthe other 2 IRAs.

By doing this, you are telling TurboTax that all RMDs are satisfied and TurboTax will not calculate any penalty. The information you entered in TurboTax is to enable TurboTax to calculate any penalty where applicable, and is not reported to the IRS.

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First Year RMD

Re: First Year RMD