topic Re: 1099 R in Retirement tax questions

1099 R

dogwood1663 — Fri, 27 Mar 2026 03:37:34 GMT

I HAVE A VOYA ACCOUNT THAT ONCE A YEAR TRANSFERS A 1/5 TH OF THE ACCOUNT BALANCE TO MY FIDELITY ACCOUNT. I HAVE BEEN TAKING MONEY FROM THE FIDELITY ACCOUNT BUT AM CONCERNED THAT VOYA IN NOT PRODUCING A 1099 R. MY EX EMPLOYER ENDED THE RELATIONSHIP WITH VOYA 4 YEARS AGO AND ALL ACCOUNTS WERE FROZEN WITH ANNUAL PAYOUTS.HOW DO i HANDLE THIS WITH THE IRS?

Re: 1099 R

VolvoGirl — Fri, 27 Mar 2026 03:42:21 GMT

Do you get a 1099R from Fidelity? Is the Voya account a 401K or what kind of account? If they are doing a direct transfer to fidelity you probably don’t need a 1099R from Voyager.

Re: 1099 R

dogwood1663 — Fri, 27 Mar 2026 04:06:07 GMT

YES AS 2025 WAS MY FIRST YEAR FOR RMD WITHDRAWLS. BUT HAVE CAN NOT WITHDRAW ANY MORE FROM VOYA, IT HAS TO BE A DIRECT TRANSFER FROM VOYA TO FIDELITY. THESE ARE 403B ACCOUNTS BY THE WAY.

Re: 1099 R

VolvoGirl — Fri, 27 Mar 2026 15:34:34 GMT

@dmertz How do 403b accounts work for this?

Re: 1099 R

dmertz — Fri, 27 Mar 2026 20:26:43 GMT

The RMD for a 403(b) account can be aggregated with those of other 403(b) accounts, but not with IRAs.