topic Excess Traditional IRA Contribution in Retirement tax questions

Excess Traditional IRA Contribution

RothConversionHell — Wed, 25 Mar 2026 18:26:42 GMT

Resolved.

Re: Excess Traditional IRA Contribution

Opus 17 — Mon, 23 Mar 2026 15:33:01 GMT

You contributed more than $7000, or more than $8000 if over age 50? Remember, that you can always contribute up to that amount to a traditional IRA, even if you can't deduct it. It would only be excess if it was more than $7000 or $8000, and the IRA custodian should not even allow it. So I have a question about that before proceeding.

Re: Excess Traditional IRA Contribution

RothConversionHell — Wed, 25 Mar 2026 18:27:54 GMT

Upon further review, no excess contribution was made. No further response needed.