https://ttlc.intuit.com/community/retirement/discussion/on-form-5329-where-does-line-52b-come-from/01/3845367#M264646 Thu, 19 Mar 2026 18:10:53 GMT dlilik 2026-03-19T18:10:53Z https://ttlc.intuit.com/community/retirement/discussion/on-form-5329-where-does-line-52b-come-from/01/3845367#M264646 Thu, 19 Mar 2026 18:10:53 GMT https://ttlc.intuit.com/community/retirement/discussion/on-form-5329-where-does-line-52b-come-from/01/3845367#M264646 dlilik 2026-03-19T18:10:53Z https://ttlc.intuit.com/community/retirement/discussion/re-on-form-5329-where-does-line-52b-come-from/01/3849564#M265020 <P><SPAN style="font-size:14px;">Both lines 52 a&amp;b are a function of <STRONG>Required Minimum Distributions</STRONG> (RMDs)&nbsp;</SPAN></P><UL><LI><SPAN style="font-size:14px;">RMD's are annual withdrawals from tax-deferred retirement accounts like <STRONG>401(k) </STRONG>or<STRONG> 403(b), Deferred-compensation plan</STRONG> etc.required by the IRS, usually starting at age 73.</SPAN></LI></UL><P><SPAN style="font-size:14px;">These numbers are based on<STRONG> your </STRONG>statement during the retirement interview in TurboTax.</SPAN></P><P>&nbsp;</P><P><SPAN style="font-size:14px;"><STRONG>52 b</STRONG> "<I>Minimum required distribution for 2025 from all other plans</I></SPAN></P><P><SPAN style="font-size:14px;"><I>A non-qualified plan is an employer-sponsored retirement or deferred compensation</I>."</SPAN></P><UL><LI><SPAN style="font-size:14px;">Unlike </SPAN><A href="https://www.investopedia.com/terms/n/non-qualified-plan.asp" target="_blank"><SPAN style="font-size:14px;">401(k) plans</SPAN></A><SPAN style="font-size:14px;">, they offer unlimited contributions, no mandatory participation, and greater flexibility, but lack tax-qualified status.&nbsp;</SPAN></LI><LI><SPAN style="font-size:14px;">Deferred-compensation plan. A deferred compensation plan allows an employee to earn wages for one year, but delays receiving the payment until a future date—usually retirement. ...</SPAN></LI><LI><SPAN style="font-size:14px;">Salary-continuation plan. ...</SPAN></LI><LI><SPAN style="font-size:14px;">Executive bonus plan. ...</SPAN></LI><LI><SPAN style="font-size:14px;">Split-dollar life insurance plan. ...</SPAN></LI><LI><SPAN style="font-size:14px;">Group carve-out plan.</SPAN></LI></UL> Sun, 22 Mar 2026 21:13:41 GMT https://ttlc.intuit.com/community/retirement/discussion/re-on-form-5329-where-does-line-52b-come-from/01/3849564#M265020 JohnB5677 2026-03-22T21:13:41Z