https://ttlc.intuit.com/community/retirement/discussion/re-2025-ira-contribution/01/3835529#M263770 <P>You posted that you are retired. Did you have earned income in 2025? If not, then you can’t contribute to an IRA.&nbsp;</P> Sat, 14 Mar 2026 14:47:51 GMT Bsch4477 2026-03-14T14:47:51Z https://ttlc.intuit.com/community/retirement/discussion/2025-ira-contribution/01/3835441#M263761 <P>Hi.&nbsp; I am retired and took 30,000 out of my IRA in 2025. Taxes were paid during the distribution and it was put into a CD. I was trying to reduce my taxes due so I was playing around with the 2025 IRS contributions.&nbsp; TT asks it it is from previous IRA distributions and I check no, but when I put in the 2025 total IRA contributions, it decreases my taxes due UNTIL TT asks if the contributions were deposited in 2026 versus 2025 then it increases taxes due dramatically. I don't understand. I thought contributions before 4/15/26 were for 2025. Why is TT asking me if they were deposited in 2026 and why should it matter? HELP!&nbsp;</P> Sat, 14 Mar 2026 13:54:47 GMT https://ttlc.intuit.com/community/retirement/discussion/2025-ira-contribution/01/3835441#M263761 shapop 2026-03-14T13:54:47Z https://ttlc.intuit.com/community/retirement/discussion/re-2025-ira-contribution/01/3835529#M263770 <P>You posted that you are retired. Did you have earned income in 2025? If not, then you can’t contribute to an IRA.&nbsp;</P> Sat, 14 Mar 2026 14:47:51 GMT https://ttlc.intuit.com/community/retirement/discussion/re-2025-ira-contribution/01/3835529#M263770 Bsch4477 2026-03-14T14:47:51Z