topic Re: roth contribution too high? in Retirement tax questions

roth contribution too high?

tarashaffer — Sun, 08 Mar 2026 23:21:58 GMT

W2 section DD reflects an amount of 8087.00 which is 87.00 in excess of the allowable contribution to IRA each year. My husband has a Traditional IRA with Roth under his employer and is convinced this overage is not correct.

Re: roth contribution too high?

dmertz — Mon, 09 Mar 2026 01:50:40 GMT

Code DD in box 12 of the W-2 has nothing to do with retirement contributions. It reports the cost of employer-sponsored health insurance.

Enter amounts shown in box 12 of the W-2 only in box 12 of TurboTax's W-2 form, nowhere else in TurboTax. Nothing on a W-2 is to be entered under Deductions & Credits

Amounts reported in box 12 with codes D and AA show contributions to a 401(k) plan not to any kind of IRA.

Re: roth contribution too high?

ThomasM125 — Wed, 11 Mar 2026 14:35:35 GMT

The code of DD represents health insurance coverage, so you may be misinterpreting what is listed on the W-2 form.

If you are 50 years old or older $8,000 is the maximum you can contribute to an IRA in 2025. If you think your employer reported the amount in error, you will have to report the discrepancy to your employer and have them issue a corrected W-2 form.

[Edited 3/11/26 at 7:35 AM PST]

@tarashaffer