One RMD for two IRAs

HappyHarper — Sun, 01 Mar 2026 21:17:35 GMT

I have shown the combined distribution under the IRA from which it was withdrawn. Where do I list the other account, so the total withdrawn adds up the required distribution amount?

Re: One RMD for two IRAs

DanaB27 — Sun, 01 Mar 2026 21:31:12 GMT

Please see the following steps:

Click on "Search" on the top right and type “1099-R”
Click on “Jump to 1099-R” and enter your 1099-R
Enter the RMD amount for this account on the "Let's get more information about your Required Minimum Distribution (RMD)" screen (which should be less than the distribution amount since the distribution covers the RMD for this IRA and for a second IRA)
Continue until "How much of this distribution applied to your December 31, 2025 RMD?" screen and select "The entire distribution was an RMD" /or select "Some of this distribution was a RMD" and enter the amount of RMD (if this distribution includes RMD for other IRA accounts then you included the amount here)

topic One RMD for two IRAs in Retirement tax questions

One RMD for two IRAs

Re: One RMD for two IRAs