topic TurboTax is charging state taxes on my Roth IRA distribution even though it's non-taxable in Retirement tax questions

TurboTax is charging state taxes on my Roth IRA distribution even though it's non-taxable

lrgibbs — Thu, 26 Feb 2026 00:23:26 GMT

Re: TurboTax is charging state taxes on my Roth IRA distribution even though it's non-taxable

MaryK4 — Thu, 26 Feb 2026 01:03:37 GMT

Can you clarify which state? @lrgibbs

Re: TurboTax is charging state taxes on my Roth IRA distribution even though it's non-taxable

lrgibbs — Thu, 26 Feb 2026 02:01:43 GMT

Massachusetts

Re: TurboTax is charging state taxes on my Roth IRA distribution even though it's non-taxable

DawnC — Thu, 26 Feb 2026 02:13:49 GMT

Did it show taxable on your federal return - MA treats IRA distributions similarly to the IRS. A Roth distribution is non-taxable in MA only if

You are over 59.5 years of age and
The account has been open for 5 years

If both of those are true, go back and check your 1099-R entry in the federal section and let us know what code(s) is in Box 7.

Re: TurboTax is charging state taxes on my Roth IRA distribution even though it's non-taxable

jojobebe3 — Tue, 03 Mar 2026 16:46:03 GMT

My MASS state return is charging me taxes on my ROTH IRA Distribution. I am over 59 1/2 and the ROTH account is over 5 years old. BOX 7 distribution code is 7. What do I need to do to fix this?

Re: TurboTax is charging state taxes on my Roth IRA distribution even though it's non-taxable

lrgibbs — Wed, 04 Mar 2026 22:11:05 GMT

In box 7 there is a T. Thanks