https://ttlc.intuit.com/community/retirement/discussion/magi-calculation-for-2025-roth-ira-contribution/01/3797561#M260593 <P>I find the Turbo Tax 2025 Home and Business Desk is not considering the 401k Roth conversions when calculating MAGI for the Roth IRA contribution limit. The MAGI should be AGI minus the Roth Conversion amount. Correct? Has anybody else encountered this problem or the rule has changed?</P> Tue, 24 Feb 2026 03:35:16 GMT wandawww262 2026-02-24T03:35:16Z https://ttlc.intuit.com/community/retirement/discussion/magi-calculation-for-2025-roth-ira-contribution/01/3797561#M260593 <P>I find the Turbo Tax 2025 Home and Business Desk is not considering the 401k Roth conversions when calculating MAGI for the Roth IRA contribution limit. The MAGI should be AGI minus the Roth Conversion amount. Correct? Has anybody else encountered this problem or the rule has changed?</P> Tue, 24 Feb 2026 03:35:16 GMT https://ttlc.intuit.com/community/retirement/discussion/magi-calculation-for-2025-roth-ira-contribution/01/3797561#M260593 wandawww262 2026-02-24T03:35:16Z https://ttlc.intuit.com/community/retirement/discussion/re-magi-calculation-for-2025-roth-ira-contribution/01/3797724#M260603 <P>"<SPAN>I find the Turbo Tax 2025 Home and Business Desk is not considering the 401k Roth conversions when calculating MAGI for the Roth IRA contribution limit.</SPAN>"</P><P>&nbsp;</P><P>TurboTax is behaving correctly.&nbsp; In-plan Roth Rollovers are&nbsp;<U>not</U> to be subtracted from AGI.&nbsp; Only conversions to a Roth&nbsp;<EM>IRA</EM> are to be subtracted.&nbsp; IRRs have never been permitted to be subtracted from AGI.</P> Tue, 24 Feb 2026 12:35:05 GMT https://ttlc.intuit.com/community/retirement/discussion/re-magi-calculation-for-2025-roth-ira-contribution/01/3797724#M260603 dmertz 2026-02-24T12:35:05Z