1099-R Death Benefit

hotrodsid — Mon, 23 Feb 2026 18:46:38 GMT

I'm having trouble getting a question answered. Teacher Retirement System of Texas sent a 1099-R to me because I was a non spouse beneficiary for the death benefit. Box 7 is code 4 and it is not an IRA with 100% payment. When asked about the original owners birth age the following questions go into the RMD. I've called TRS twice and also asked a TT tax expert with no resolution. When I change it to reflect MY birth year I'm able to get passed it.

Re: 1099-R Death Benefit

ReneV4 — Mon, 23 Feb 2026 19:51:02 GMT

You should use the original owner's birth age and follow the steps below to get past the RMD questions.

Go to Wages & Income and select Review next to IRA, 401(k), Pension Plan Withdrawals (1099-R)
Click Review to the right of your Form 1099-R entry
Compare your Form 1099-R with all entries, including Box 7 Code(s), Continue
Select if original owner was born before January 1, 1952, or other option
Select No, it's another type of qualified plan, Continue
Next,when you reach, "Let's get more information about your RMD", enter the total distribution amount toward the RMD amount, Continue
Next, select, The entire distribution applied to the December 31, 2025 RMD, Continue
Select No for the Annuity Information section, Continue
Next, in the Review your 1099-R summary, Continue (not the pencil)
Continue answering the questions
Next, when you see "Let's go over any required minimum distributions (RMD), select Continue (not the pencil)

topic 1099-R Death Benefit in Retirement tax questions

1099-R Death Benefit

Re: 1099-R Death Benefit