topic Do we get additional tax break. I'm 81, wife 78? in Retirement tax questions

Do we get additional tax break. I'm 81, wife 78?

hobie1963 — Sun, 22 Feb 2026 18:04:59 GMT

Re: Do we get additional tax break. I'm 81, wife 78?

VolvoGirl — Sun, 22 Feb 2026 18:09:42 GMT

Couple things. You get an increase in the Standard Deduction. And you get a separate 6,000 each if you make under the limit.

For 2025 the standard deduction amounts are:

Single 15,750 + 2,000 for 65 and over or blind (17,750)

HOH 23,625 + 2,000 for 65 and over or blind

Joint 31,500 + 1,600 for each 65 and over or blind (both 34,700)

Married filing Separate 15,750+ 1,600 for 65 and over or blind

The Enhanced Senior Deduction

For Joint the deductions starts to phase out at 150,000 and maxes out at 250,000
If you are married you have to file a Joint return

Re: Do we get additional tax break. I'm 81, wife 78?

MindyB — Sun, 22 Feb 2026 18:10:01 GMT

Many seniors 65 and up are eligible for the additional deduction for seniors, but this deduction has income limitations. It begins phasing out at income of $75,000 for a single filer (or $150,000 married) and is completely phased out at income of $175,000 for a single filer (or $250,000 married).

This additional deduction for seniors is calculated automatically based on the birthday you have entered in your tax return.

Also, there is an additional standard deduction, which is $1,600 more for each of you making your standard deduction $34,700 instead of $31,500. See: What's my standard deduction for 2025?