topic Question about Traditional and Roth IRA Contributions under Deductions and Credits in Retirement tax questions

Question about Traditional and Roth IRA Contributions under Deductions and Credits

mijesus1996 — Wed, 18 Feb 2026 01:12:01 GMT

Hi, our W2 already marked our retirement contributions so they are entered there under W2 already. I contribute to roth 401k at work, stock options, and my wife has a PEBA state retirement plan. Do any of these qualify to be entered under Traditional and Roth IRA Contributions under Deductions and Credits?

Re: Question about Traditional and Roth IRA Contributions under Deductions and Credits

MindyB — Wed, 18 Feb 2026 02:45:50 GMT

No. None of those items belong in the IRA section. Since your Roth 401(k) and your wife's PEBA contributions are already reported on your W-2s, entering them again as IRA Contributions would double-count them.

Stock options are not considered retirement contributions

The IRA section applies if you also put money into a separate, private IRA account outside of your work plans. If you didn't do that, leave that section blank.

Re: Question about Traditional and Roth IRA Contributions under Deductions and Credits

dmertz — Wed, 18 Feb 2026 14:28:59 GMT

To be clear, a 401(k) and the state retirement plan are not IRAs.