Roth IRA conversion from RMD and Roth Conversion from Rollover IRA

barbara-branstetter — Tue, 17 Feb 2026 22:13:18 GMT

I converted a portion of Rollover IRA to Roth Ira. Later I converted another portion from the Rollover IRA to Roth. Fidelity lumped both on Form 1099-R. Do I have to report this last conversion separately? Use another Turbo Tax form?

Re: Roth IRA conversion from RMD and Roth Conversion from Rollover IRA

dmertz — Tue, 17 Feb 2026 22:58:42 GMT

These would normally be entered as a single combined rollover.

However, you said "Roth IRA conversion from RMD." RMDs are not eligible for conversion to Roth. If an RMD from the rollover IRA was deposited into a Roth IRA, that portion must be entered as an ordinary Roth IRA contribution, not a rollover. In that case, you must repot as converted to Roth only the portion that was not RMD.

topic Roth IRA conversion from RMD and Roth Conversion from Rollover IRA in Retirement tax questions

Roth IRA conversion from RMD and Roth Conversion from Rollover IRA

Re: Roth IRA conversion from RMD and Roth Conversion from Rollover IRA