topic Why is Turbo Tax using an incorrect number for my RMD? in Retirement tax questions

Why is Turbo Tax using an incorrect number for my RMD?

BBPike — Tue, 17 Feb 2026 20:31:52 GMT

How do I correct the number for my RMD?

Re: Why is Turbo Tax using an incorrect number for my RMD?

SharonD007 — Tue, 17 Feb 2026 21:14:31 GMT

When answering the RMD questions, an incorrect number may have been entered.

To review and correct the incorrect amount for your RMD, follow the instructions below:.

Go to Wages & income
Scroll to Retirement Plans and Social Security
Select Start next to IRA, 401(k), Pension Plan Withdrawals (1099-R)
Select Edit next to the 1099-R that you need to correct
When you get to the screen “Let's get more information about your Required Minimum Distribution (RMD)?", enter the correct amount of the RMD from this distribution
When you get to the screen “How much of this distribution applied to your December 31, 2025 RMD?”, make your selection.

For more information, please refer to the IRS FAQs Retirement Plan and IRA Required Minimum Distributions FAQs. You can also review the TurboTax articles What is an RMD?

Re: Why is Turbo Tax using an incorrect number for my RMD?

BBPike — Sat, 21 Feb 2026 20:45:32 GMT

Cannot access Step 5. The correct amount is already listed. But TurboTax thibks I did not take the RMD, which I listed as a QCD.

Re: Why is Turbo Tax using an incorrect number for my RMD?

RogerD1 — Mon, 23 Feb 2026 22:46:44 GMT

It's possible to be able to take a QCD without needing to take an RMD. If you were born after December 31, 1951, you were not required to take an RMD for 2025 and should not have to fill in an RMD number in TurboTax. But you do need to be at least 70.5 years old at the time of the QCD in order to make one. So if you qualified to make a QCD in 2025 but were born in 1952 or later, that would be why you are unable to access the Step 5 listed above. And in this case, there would be no RMD entry that you need to make.