1099-Q QTP to Roth

rmdesantis55 — Tue, 17 Feb 2026 19:40:24 GMT

My son did a conversion in 2025. The turbo tax form shows an error that the program hasn't been setup yet to accommodate this. Is there any estimate when this might be updated?

Re: 1099-Q QTP to Roth

MarilynG1 — Tue, 17 Feb 2026 23:10:49 GMT

The 529 funds that were converted to a Roth IRA don't get entered into TurboTax. Since this is a non-deductible rollover contribution, you need to track it yourself with Form 8606 to keep it non-taxable. Also, if you're the recipient of the 1099-Q and your son is the beneficiary, the IRA contribution may be for him and he'll track it himself.

If the 1099-Q distribution was used for qualified education expenses, you don't need to enter it into your return, if you claim him as a dependent. Here's more info on Form 1099-Q.

@rmdesantis55

topic 1099-Q QTP to Roth in Retirement tax questions

1099-Q QTP to Roth

Re: 1099-Q QTP to Roth