topic When asked "Did you contribute to a traditional IRA in 2025?", does this include contributions taken out of my pay check and deposited into my 401k? in Retirement tax questions

When asked "Did you contribute to a traditional IRA in 2025?", does this include contributions taken out of my pay check and deposited into my 401k?

birdmadgirl — Sun, 15 Feb 2026 18:22:49 GMT

Such as listed in my W-2 box 12b (code D).

Re: When asked "Did you contribute to a traditional IRA in 2025?", does this include contributions taken out of my pay check and deposited into my 401k?

DoninGA — Sun, 15 Feb 2026 18:24:21 GMT

No, that does NOT mean contributions to a 401(k) account as reported on your W-2. That contribution is not entered anywhere else on a tac return, other than on the W-2.

Re: When asked "Did you contribute to a traditional IRA in 2025?", does this include contributions taken out of my pay check and deposited into my 401k?

dmertz — Sun, 15 Feb 2026 21:22:19 GMT

A 401(k) is not an IRA.