senior social security exemption. Could not find under deductions & credits. What do I need to do?

dougherty195 — Sat, 14 Feb 2026 11:36:59 GMT

final review shows $13,659 ssa taxible . My income qualifies me for a full exemption . How do I have ssa taxible amount deleted?

Re: senior social security exemption. Could not find under deductions & credits. What do I need to do?

DoninGA — Sat, 14 Feb 2026 11:40:33 GMT

If the exemption is not on the Form 1040 Line 13b then either you are filing as Married Filing Separately or your income is high enough so you are not eligible for the deduction.

If you are age 65 or older and meet the requirement, the additional deduction is automatically added on your federal tax return.

Standard deductions for 2025

Single - $15.750 add $2,000 if age 65 or older
Married Filing Separately - $15,750 add $1,600 if age 65 or older
Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older
Head of Household - $23,625 add $2,000 if age 65 or older

New Bonus Standard Deduction (OBBB):
An additional $6,000 deduction for taxpayers 65 and older.
This is per eligible individual, meaning a married couple both over 65 could get $12,000.
Important: This bonus deduction is temporary, lasting from 2025 through 2028.
Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

The amount is calculated on Schedule 1-A, Part V, with that amount flowing to Form 1040 Line 13b

Look at your Form 1040 -

You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

Re: senior social security exemption. Could not find under deductions & credits. What do I need to do?

VolvoGirl — Sat, 14 Feb 2026 16:39:19 GMT

Nothing about Social Security has changed. It can still be taxable.
For 2025 there is a new Enhanced Deduction for Seniors of $6,000 for each spouse 65 or older if you qualify. It will be on 1040 line 13b and is separate from the Standard Deduction or Itemized on line 12e.

What's on line 13b?

topic senior social security exemption. Could not find under deductions & credits. What do I need to do? in Retirement tax questions

senior social security exemption. Could not find under deductions & credits. What do I need to do?

Re: senior social security exemption. Could not find under deductions & credits. What do I need to do?

Re: senior social security exemption. Could not find under deductions & credits. What do I need to do?