topic Rollover IRA duplicating on NJ return in Retirement tax questions

Rollover IRA duplicating on NJ return

KTolly — Thu, 12 Feb 2026 16:11:48 GMT

Husband rolled over pension directly to IRA. We have a 1099-R, showing non-taxable. I've confirmed it was entered in TurboTax desktop correctly. When I get to the NJ State return, it asks if it was rolled into a SIMPLE IRA (no). Finish that, next screen indicates there's a rollover entered in the exact unique amount for me, questioning whether that was rolled to a SIMPLE IRA. Is this a software glitch? I had no rollovers in 2025. How do I get the fictitious/duplicate rollover in my name removed?

Re: Rollover IRA duplicating on NJ return

ReneV4 — Mon, 16 Feb 2026 17:22:18 GMT

To get the fictitious/duplicate rollover removed in TurboTax Desktop, you will need to change to Forms Mode and delete the Form that was generated for you only.

The reason is that New Jersey has different rules regarding IRA contributions, in that they do not allow a deduction for IRA contributions. Because of this, TurboTax creates separate worksheets for each spouse to track their New Jersey basis (Money already taxed by NJ).

During the process of completing your return, the extra form was triggered and the software may have created an entry for you.

In Forms Mode, look for the two worksheets and open your worksheet. If it has data that should not be there, you can delete the entire form that pertains to you only.

Try running the State return again. If the problem persists, try deleting your Form 1099-R from the Federal, running the State without the Form 1099-R to clear it, then go back to Federal and re-enter your Form 1099-R.

Re: Rollover IRA duplicating on NJ return

KTolly — Thu, 19 Feb 2026 01:27:51 GMT

Unfortunately, it does not appear to be an entry included on a document in forms mode on the NJ return. (Instructions state "do not include tax-free rollovers"). I deleted the 1099-R for my husband, and ran both Federal and State checks. Re-entering the 1099-R did not resolve the issue, after asking if my husband rolled x dollars to a SIMPLE IRA, it then asks if I rolled that same x amount over.

Re: Rollover IRA duplicating on NJ return

RobertB4444 — Mon, 23 Feb 2026 23:47:13 GMT

Once you have said no to both your husband and you having not rolled over an amount to a SIMPLE IRA does the NJ tax return show that you had twice the amount of rollovers that the federal return shows? It seems likely that the system is asking two questions about the same amount just to be careful and if the amount is not doubled on the NJ return then this is not an issue.